851 SE 28th St, Ocala, FL 34471 Property Records

Marion County property record for 851 SE 28th St, Ocala, FL 34471

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$145,000 (Jan 2026)
Tax Bill	$266 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`3003-002-009`

Property Details

APN / Parcel Number

Primary APN	`3003-002-009`
Alternative APN	`3945051`

Exterior

Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	120 ft deep x 95 ft wide

Location & Zoning

Street Address	851 SE 28TH ST
City	OCALA
State	FL
Zip	34471-5941
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	SEC 29 TWP 15 RGE 22 PLAT BOOK UNR PAGE 139 RIVERS ACRES FIRST ADDITION BLK B LOT 9 DESC AS FOLLOWS: COM AT SE COR OF LOT 9 BLK A RIVERS ACRES ACCORDING TO PLAT BOOK F-127 TH W 575.19 FT TH S 05-38 W 190 FT TO POB TH S 05-38 W 95 FT TH E 120 FT TH N
Legal Range	22E
Legal Township	15S
Legal Section	29
Legal Subdivision	RIVERS ACRES FIRST ADDITION
Legal Block	B
Legal Lot Number	9
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1022
Census Tract	2303

Owner

851 SE 28th St, residential vacant land, is owned by a company that bought it in January 2026.

Source: Marion County records, as of August 12, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1107, OCALA, FL 34478-1107
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Jan 16, 2026	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Deed Document Number	20265885
Deed Book / Page	8807 / 1697
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	Jun 23, 2026
Property Address	851 SE 28TH ST, OCALA, FL 34471-5941
Document Number	0000080962
Book / Page	8942 / 1202
Instrument Date	Jun 22, 2026
Instrument	202680962
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5374 SW 111TH LANE RD, OCALA, FL 34476-7786

Mortgage

Document Number	0000080962,
Date	Jun 23, 2026
Book Page	8942/1202
Instrument	202680962

Lender

Name	COGENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jan 16, 2026
Property Address	851 SE 28TH ST, OCALA, FL 34471-5941
Document Number	0088071697
Book / Page	8807 / 1697
Map Reference	MB F PG 29
Instrument Date	Jan 13, 2026
Instrument	2026005885
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 NE 10TH ST, OCALA, FL 34470-6423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1107, OCALA, FL 34478-1107

Tax Assessment & Valuation

The 2025 property tax bill for 851 SE 28th St was $266.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$266.00	$9,152	$26,505 Land $26,505
2023	$345.00 (+134.69%)	$8,320 (-) Land $8,320	$8,320 (-) Land $8,320
2022	$147.00	$8,320 Land $8,320	$8,320 Land $8,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 851 SE 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 SE 28th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ocala Fiber Network, T-Mobile.

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