854 May St, Hammond, IN 46320 Property Records

Lake County property record for 854 May St, Hammond, IN 46320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,258 sqft · built 1912
Lot Size0.192 acres (8,364 sqft)
Owner2 Individual Names on File
Tax Bill$1,154 (2024)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN007-26-35-0074-0023

Property Details

APN / Parcel Number

Primary APN007-26-35-0074-0023
Alternative APNs
  • 45-03-31-355-003.000-023
  • 263500740023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,258 sqft Living Area
Gross Area3,396 sqft
1st Floor Area2,258 sqft
Basement Area1,138 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1975
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,364 sqft (0.192 acres)
Lot Dimensions125 ft deep x 67 ft wide
View / LotAlley
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address854 MAY ST
CityHAMMOND
StateIN
Zip46320-2155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionV.H. MESSENGERS SUB. BL.4 W.1/2 LOT 20 ALL OF LOTS 21 & 22 SE.4FT OF LOT 23
Legal SubdivisionV.H. MESSENGERS SUB
Legal Block4
Legal Lot Number20,23
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1002
Census Tract20800

Owner

854 May St is owned and occupied by two individuals who acquired it in June 2025.

Source: Lake County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address854 MAY ST, HAMMOND, IN 46320-2155
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 12, 2025
Transfer Doc0000021423
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateMay 14, 2026
Property Address854 MAY ST, HAMMOND, IN 46320-2155
Document Number0000519740
Instrument DateApr 27, 2026
Instrument2026519740
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address854 MAY ST, HAMMOND, IN 46320-2155

Mortgage

Document Number0000519740,
DateMay 14, 2026
Instrument2026519740
Lender
NameFIRST MERCHANTS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 27, 2056
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$144,900 Land $29,700 Building $115,200$144,900 Land $29,700 Building $115,200
2024$1,154.00
2023$114,500 (+5.43%) Land $32,500 Building $82,000$114,500 (+5.43%) Land $32,500 Building $82,000
2022$1,137.00$108,600 Land $32,500 Building $76,100$108,600 Land $32,500 Building $76,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 854 May St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 854 May St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on May St

Nearby Streets

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