851 May St, Hammond, IN 46320 Property Records

Lake County property record for 851 May St, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,999 sqft · built 1985
Lot Size	0.142 acres (6,229 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,683 (2024)
Deeds & Mortgages	Jul 2017 Mortgage May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0071-0001`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0071-0001`
Alternative APNs	`45-03-31-353-018.000-023` `263500710001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,999 sqft Living Area
Attic	Attic
Attic Area	986 sqft
Basement Area	1,013 sqft

Exterior

Year Built	Built 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	007-26-35-0071-0001
Old Parcel Number	263500710001
Street Address	851 MAY ST
City	HAMMOND
State	IN
Zip	46320-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	V. H. MESSENGERS SUB. L.1 BL.2 AND L.2 BL.2
Legal Subdivision	V H MESSENGERS
Legal Block	2
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1000
Census Tract	20800

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 MAY ST, HAMMOND, IN 46320-2153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · VA Mortgage ALLIANCE FINANCIAL RESOURCES LLC
May 22, 2017	Quit Claim Deed, Transfer DOCUMENT PROCESSING SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 22, 2017
Transfer Doc	0000031495
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	851 MAY ST, HAMMOND, IN 46320-2153
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044642
Date	Jul 19, 2017
Instrument	2017 044642

Lender

Name	ALLIANCE FINANCIAL RESOURCES LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	May 22, 2017
Property Address	851 MAY ST, HAMMOND, IN 46320-2153
Document Number	0000031495
Instrument Date	May 12, 2017
Instrument	31495
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	851 MAY ST HAMMOND IN 463202153, HAMMOND, IN 46320-2153

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,500 (+32.99%) Land $24,000 Building $144,500	$168,500 (+32.99%) Land $24,000 Building $144,500
2024	$1,683.00 (+11.75%)
2023		$126,700 (+5.85%) Land $29,600 Building $97,100	$126,700 (+5.85%) Land $29,600 Building $97,100
2022	$1,506.00 Homeowner's exemption	$119,700 Land $29,600 Building $90,100	$119,700 Land $29,600 Building $90,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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