854 Cypress Point Way, Oceanside, CA 92058 Property Records

San Diego County property record for 854 Cypress Point Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,174 sqft · built 1986
Lot Size	2.08 acres (90,702 sqft)
Owner	2 Individual Names on File
Last Sale	$342,500 (Aug 2018)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-550-30-04`

Property Details

APN / Parcel Number

Primary APN	`157-550-30-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,174 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	90,702 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	854 CYPRESS POINT WAY
City	OCEANSIDE
State	CA
Zip	92058-6935
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 153 US 84PER DOC84-322713&UND INT IN LOT 146&IN TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	2
Legal Lot Number	146,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18608

Owner

854 Cypress Point Way, a condominium, is owned and occupied by two individuals who bought it in August 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	854 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 22, 2018	Grant Deed, Transfer · ARM MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2018 · Amount on File
Deed Sale	Aug 22, 2018 · Amount on File
Prior Sale	Oct 14, 2009 · Amount on File
Deed Document Number	2018345963
Prior Transfer Date	Oct 14, 2003
Prior Transfer Doc	0001323177
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	854 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935

Mortgage

Document Number	0000056805
Date	Jan 26, 2021
Instrument	2021-0056805

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2018
Property Address	854 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935
Document Number	0000345963
Map Reference	MAP 9745
Instrument Date	Aug 7, 2018
Instrument	2018-0345963
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	854 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935

Mortgage

Document Number	0000345964
Date	Aug 22, 2018
Instrument	2018-0345964

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Sep 1, 2023
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.99%
Index	5-Year CMT
Max Rate	8.99%

Tax Assessment & Valuation

The 2025 property tax bill for 854 Cypress Point Way was $4,314.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$389,701 (+2%) Land $246,741 Building $142,960
2025	$4,314.00	$382,060 Land $241,903 Building $140,157
2023	$4,102.00 (+1.51%)	$367,225 Land $232,510 Building $134,715
2022	$4,041.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 854 Cypress Point Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 854 Cypress Point Way is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on Cypress Point Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures