848 Cypress Point Way, Oceanside, CA 92058 Property Records

San Diego County property record for 848 Cypress Point Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,104 sqft · built 1986
Lot Size	2.08 acres (90,702 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Mar 2022)
Tax Bill	$6,252 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`157-550-30-02`

Property Details

APN / Parcel Number

Primary APN	`157-550-30-02`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	90,702 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	848 CYPRESS POINT WAY
City	OCEANSIDE
State	CA
Zip	92058-6935
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 153 US 82PER DOC84-322713&UND INT IN LOT 146&IN TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	2
Legal Lot Number	146,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18608

Owner

848 Cypress Point Way, a condominium, is owned and occupied by an individual who bought it in March 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	848 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 31, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 15, 2017	Grant Deed, Transfer · VA Mortgage JMJ FINANCIAL GROUP
Mar 21, 2017	Loan Modification, Mortgage CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Document Number	2022120510
Prior Transfer Date	Jun 21, 2001
Prior Transfer Doc	0000431066
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2022
Property Address	848 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935
Document Number	0000120510
Map Reference	MAP 9745
Instrument Date	Mar 7, 2022
Instrument	2022-0120510
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	TICOR TITLE NLS, TICOR TITLE SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935

Mortgage

Document Number	0000120511
Date	Mar 17, 2022
Instrument	2022-0120511

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	848 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000496874
Date	Oct 31, 2019
Instrument	2019-0496874

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Mar 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	848 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409804
Date	Jul 28, 2020
Instrument	2020-0409804

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2017
Property Address	848 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935
Document Number	0000588367
Map Reference	MAP9745
Instrument Date	Dec 14, 2017
Instrument	2017-0588367
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935

Mortgage

Document Number	0000588368
Date	Dec 15, 2017
Instrument	2017-0588368

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	848 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935
Document Number	0000180399
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9091 RANCHO SANTA FE CA 920674091, RANCHO SANTA FE, CA 92067-4091

Tax Assessment & Valuation

The 2025 property tax bill for 848 Cypress Point Way was $6,252 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$573,687 (+2%) Land $321,265 Building $252,422
2025	$6,252.00 Homeowner's exemption	$562,439 Land $314,966 Building $247,473
2023	$5,714.00 (+45.62%)	$513,000 Land $287,000 Building $226,000
2022	$3,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 848 Cypress Point Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 848 Cypress Point Way is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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