854 Creekwood Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 854 Creekwood Dr, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,996 sqft · built 2018
Lot Size0.235 acres (10,280 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Sep 2020)
Tax Bill$4,381 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jul 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-13-31-5120-2AF07-0430

Property Details

APN / Parcel Number

Primary APN16-13-31-5120-2AF07-0430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,996 sqft Heated Area
Gross Area2,986 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,280 sqft (0.235 acres)
DrivewayDriveway
Driveway Area480 sqft
Pool TypeEnclosed Pool
Pool Area1,213 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address854 CREEKWOOD DR
CityORMOND BEACH
StateFL
Zip32174-1445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionPLANTATION BAY SEC 2AF, UNIT 7 MB 38 PG 68 LOT 43 OR 2231/742 OR 2290/660 OR 2479/863
Legal Range31E
Legal Township13S
Legal Section16
Legal SubdivisionPLANTATION BAY
Legal Lot Number43
Legal Unit7
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address854 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jul 3, 2018Grant Deed, Subdivision Related Transfer
SOUTHERN TITLE HOLDING COMPANY LLC
May 3, 2018Loan Modification, Mortgage
RENASANT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Prior SaleJul 3, 2018 · Amount on Record
Deed Document Number2020038171
Deed Book / Page2479 / 863
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 23, 2020
Property Address854 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
Document Number0024790863
Book / Page2479 / 863
Map ReferenceMB 38 PG 68-70
Instrument DateSep 11, 2020
Instrument2020038171
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7611 E DAMON LN, 7611, NAMPA, ID 83687-5454

Transferred To (Grantee/Buyer)

NameVerified Name
Address854 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445

Mortgage

Document Number0002479864
DateSep 23, 2020
Instrument2479/864
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

July 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateJul 3, 2018
Property Address854 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
Document Number0022900660
Book / Page002290 / 000660
Instrument DateJun 29, 2018
Instrument24769
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 17, 2018
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC

Transaction

AmountAmount Recorded
Tax$3,157.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address854 CREEKWOOD DR ORMOND BEACH FL 32174, ORMOND BEACH, FL 32174

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateMay 3, 2018
Property Address854 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
Document Number0022761194
Book / Page002276 / 001194
Instrument DateApr 30, 2018
Instrument16194
Transaction TypeMortgage
Record UpdatedMay 28, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number22761194
DateMay 3, 2018
Book Page002276/001194
Instrument16194
Lender
NameRENASANT BK
TypeBank
Address941 W MORSE BLVD # 100, WINTER PARK, FL 32789-3781
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,381.00 (-30.38%) Homeowner's exemption$352,051 (+5.99%)$554,162 (+8.25%) Land $103,000 Building $451,162
2023$6,293.00 (+5.22%) Homeowner's exemption$332,165 (+3%)$511,906 (+4.79%) Land $103,000 Building $408,906
2022$5,981.00 Homeowner's exemption$322,490$488,522 Land $103,000 Building $385,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims3 (1994–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFGUA - PLANTATION BAY WTP
private · serves 3,522 people · EPA ID FL2184251
Water SourceGroundwater
Last State InspectionMay 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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