854 Babb Rd, Rosman, NC 28772 Property Records

Transylvania County property record for 854 Babb Rd, Rosman, NC 28772

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1963
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2023)
Tax Bill	$636 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8551-84-0205-000`

Property Details

APN / Parcel Number

Primary APN	`8551-84-0205-000`
Alternative APN	`70494470`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	972 sqft Heated Area
Flooring	Hardwood
Interior Walls	Plywood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,700 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	70494470
Street Address	854 BABB RD
City	ROSMAN
State	NC
Zip	28772-9816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1141
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	EASTATOE
Census Block Group	4
Census Block	4019
Census Tract	960501

Owner

Source: Transylvania County records, as of September 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	351 MIDDLE FORK BRANCH RD, BREVARD, NC 28712-7354
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jun 7, 2019	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	2023003106
Deed Book / Page	1083 / 128
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jun 29, 2023
Property Address	854 BABB RD, ROSMAN, NC 28772-9816
Document Number	0010830128
Book / Page	1083 / 128
Instrument Date	Jun 28, 2023
Instrument	2023003106
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	958 KIM MILLER RD, LAKE TOXAWAY, NC 28747-6795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 MIDDLE FORK BRANCH RD, BREVARD, NC 28712-7354

Mortgage

Document Number	0010830131
Date	Jun 29, 2023
Book Page	1083/131
Instrument	2023003107

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jun 7, 2019
Property Address	854 BABB RD, ROSMAN, NC 28772-9816
Document Number	0008820131
Book / Page	882 / 131
Instrument Date	May 28, 2019
Instrument	2019002803
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 533, ROSMAN, NC 28772-0533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 BABB RD, ROSMAN, NC 28772-9816

Mortgage

Document Number	2019002804
Date	Jun 7, 2019
Instrument	2019002804

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$636.00	$96,620 (-) Land $20,000 Building $76,620	$96,620 (-) Land $20,000 Building $76,620
2022	$636.00	$96,620 Land $20,000 Building $76,620	$96,620 Land $20,000 Building $76,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

4G LTE only, no 5G reported

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