854 A C Smith Rd, Commerce, GA 30530 Property Records

Jackson County property record for 854 A C Smith Rd, Commerce, GA 30530 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 776 sqft · built 1989
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,047 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`003 017B`

Property Details

APN / Parcel Number

Primary APN	`003 017B`
Alternative APN	`16546`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	776 sqft Heated Area
1st Floor Area	776 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16546
Street Address	854 A C SMITH RD
City	COMMERCE
State	GA
Zip	30530-5757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 PLAT BK 84 PG 14
Legal Tract	1
Legal Block	84
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5002
Census Tract	10500

Owner

Source: Jackson County records · APN 003 017B

Assessment roll updated February 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	854 A C SMITH RD, COMMERCE, GA 30530-5757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage 21ST CENTURY MORTGAGE
Apr 12, 2022	Warranty Deed, Transfer
Aug 13, 2021	Warranty Deed, Transfer
Aug 13, 2021	Warranty Deed, Transfer
Nov 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2021
Deed Sale	Aug 13, 2021
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	20214152
Deed Book / Page	97V / 82
Last Transfer Date	Apr 12, 2022
Transfer Doc	00102A0727
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	May 20, 2026
Property Address	854 A C SMITH RD, COMMERCE, GA 30530-5757
Document Number	0120000197
Book / Page	120I / 197
Instrument Date	May 20, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 A C SMITH RD, COMMERCE, GA 30530-5757

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	854 A C SMITH RD, COMMERCE, GA 30530-5757
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 HANNAH WAY, COMMERCE, GA 30529-8134

Mortgage

Document Number	00102Z0000000040
Date	Jun 29, 2022
Book Page	000000102Z/0000000040

Lender

Name	21ST CENTURY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2047

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 12, 2022
Property Address	854 A C SMITH RD, COMMERCE, GA 30530-5757
Document Number	00102A0727
Book / Page	102A / 727
Instrument Date	Apr 12, 2022
Instrument	2022-001914
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 CARL BETHLEHEM RD, AUBURN, GA 30011-3524

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 13, 2021
Property Address	854 A C SMITH RD, COMMERCE, GA 30530-5757
Document Number	00097V0084
Book / Page	97V / 84
Instrument Date	Aug 13, 2021
Instrument	2021-004150
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 A C SMITH RD, COMMERCE, GA 30530-5757

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 13, 2021
Property Address	854 A C SMITH RD, COMMERCE, GA 30530-5757
Document Number	00097V0082
Book / Page	97V / 82
Instrument Date	Aug 13, 2021
Instrument	2021-004152
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 HANNAH WAY, COMMERCE, GA 30529-8134

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 19, 2020
Property Address	854 A C SMITH RD, COMMERCE, GA 30530-5757
Document Number	00092P0572
Book / Page	00092P / 000572
Instrument Date	Nov 14, 2020
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 HANNAH WAY COMMERCE GA 305298134, COMMERCE, GA 30529-8134

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,047.00 (-1.04%)	$41,400 (-) Land $19,760 Building $21,640	$103,500 (-) Land $49,400 Building $54,100
2024	$1,058.00 (+5.27%)	$41,400 (+8.15%) Land $19,760 Building $21,640	$103,500 (+8.15%) Land $49,400 Building $54,100
2023	$1,005.00 (-21.73%) Homeowner's exemption	$38,280 (-30.35%) Land $19,760 Building $18,520	$95,700 (-30.35%) Land $49,400 Building $46,300
2022	$1,284.00 Homeowner's exemption	$54,960 Land $40,440 Building $14,520	$137,400 Land $101,100 Building $36,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131570105005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 35% of Georgia
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Uniti Group	DSL	100 / 20

May also be available at this address: TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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