660 A C Smith Rd, Commerce, GA 30530 Property Records

Jackson County property record for 660 A C Smith Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,477 sqft · built 1988
Lot Size	37.8 acres (1,649,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Mar 2018)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003 017A`

Property Details

APN / Parcel Number

Primary APN	`003 017A`
Alternative APN	`16545`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,477 sqft Heated Area
1st Floor Area	1,477 sqft
Basement Area	1,477 sqft
Unfinished Basement	1,477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,649,182 sqft (37.8 acres)
Garage Type	Attached
Garage Area	609 sqft

Exterior Amenities

Porch	Slab
Porch Area	456 sqft
Deck Area	100 sqft
Lean-To	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16545
Street Address	660 A C SMITH RD
City	COMMERCE
State	GA
Zip	30530-5756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	33.97 AC PLAT BK 25/177 & 3.891 AC PB 52/132
Legal Subdivision	PLAT 27/209
Legal Block	25
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5002
Census Tract	10500

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 HIDDEN TRL, PENDERGRASS, GA 30567-2954
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	20181014
Deed Book / Page	80F / 335
Record Updated	Oct 29, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 30, 2018
Property Address	660 A C SMITH RD, COMMERCE, GA 30530-5756
Document Number	00080F0335
Book / Page	00080F / 000335
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	660 A C SMITH RD COMMERCE GA 305305756, COMMERCE, GA 30530-5756

Mortgage

Document Number	80F0337
Date	Mar 30, 2018
Book Page	00080F/000337

Lender

Name	JOHN CIMAROSSA
Address	4800 PARKVIEW DR, SUGAR HILL, GA 30518

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,228 (-) Land $90,120 Building $67,108	$393,070 (-) Land $225,300 Building $167,770
2025	$2,147.00 (-0.6%) Additional exemption filed	$157,228 (-) Land $90,120 Building $67,108	$393,070 (-) Land $225,300 Building $167,770
2024	$2,160.00 (+7.95%) Additional exemption filed	$157,228 (+5.28%) Land $90,120 Building $67,108	$393,070 (+5.28%) Land $225,300 Building $167,770
2023	$2,001.00 (+12.35%)	$149,348 (+63.21%) Land $90,120 Building $59,228	$373,370 (+63.21%) Land $225,300 Building $148,070
2022	$1,781.00	$91,508 Land $45,040 Building $46,468	$228,770 Land $112,600 Building $116,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Windstream DSL	100 / 20

May also be available: TruVista Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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