85397 Stephen Rd, Yulee, FL 32097 Property Records

Nassau County property record for 85397 Stephen Rd, Yulee, FL 32097 · Last verified February 2026

Property Highlights

Property Type	Residential > Prefabricated > Manufactured or Modular Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	2,280 sqft Heated Area
Lot Size	44,433 sqft (1.02 acres)
Occupancy	Owner Occupied
Last Sale	$31,800 (2020)
Tax Bill	$4,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`43-2N-27-4621-0003-0040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,280 sqft Heated Area
1st Floor	1,560 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Laminate Plank Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2021
Architectural Style	Modular Style
Exterior Material	Other Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	44,433 sqft (1.02 acres)
Shed	1 Shed
Shed Area	144 sqft Shed
Patio Area	160 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	85397 STEPHEN RD
City	YULEE
State	FL
Zip	32097-4772
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	BLOCK 3 LOT 4 1988 FLEE DW/MH LOFTON BLUFF 2 PB 4/92 & 93
Legal Range	27E
Legal Township	02N
Legal Section	43
Legal Subdivision	LOFTON BLUFF 2
Legal Tract	4
Legal Block	3
Legal Lot Number	4
Jurisdiction	NASSAU FL
Minor Civil Division	YULEE
Census Blockgroup	3
Census Block	3008
Census Tract	50304

Owner

Source: Nassau County records · APN 43-2N-27-4621-0003-0040

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	85397 STEPHEN RD, YULEE, FL 32097-4772
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Apr 24, 2009 · Amount on Record
Deed Doc Number	202045034900
Deed Book / Page	2404 / 551
Record Refreshed	Jun 08, 2026

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 29, 2020
Property Address	85397 STEPHEN RD, YULEE, FL 32097-4772
Document Number	0024040551
Book / Page	2404 / 551
Map Reference	MB 4 PG 92&93
Instrument Date	Oct 28, 2020
Instrument	202045034900
Transaction Type	Construction Loan
Record Updated	Jan 14, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$222.60
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 935, YULEE, FL 32041-0935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85397 STEPHEN RD, YULEE, FL 32097-4772

Mortgage

Document Number	0002404553
Date	Oct 29, 2020
Instrument	2404/553

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00 (+8.14%)	$307,497 (+10.25%) Land $85,000 Building $222,497	$307,497 (+10.25%) Land $85,000 Building $222,497
2024	$3,982.00 (+9.79%)	$278,908 (+14.92%) Land $80,000 Building $198,908	$278,908 (+14.92%) Land $80,000 Building $198,908
2023	$3,627.00 (+22.33%)	$242,689 (+23.14%) Land $80,000 Building $162,689	$242,689 (+23.14%) Land $80,000 Building $162,689
2022	$2,965.00	$197,090 Land $60,000 Building $137,090	$197,090 Land $60,000 Building $137,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 427 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.