85370 Stephen Rd, Yulee, FL 32097 Property Records

Nassau County property record for 85370 Stephen Rd, Yulee, FL 32097 · Last verified February 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	1,890 sqft Heated Area
Lot Size	43,142 sqft (0.99 acres)
Garage	Mixed, 432 sqft
Occupancy	Owner Occupied
Last Sale	$280,000 (2024)

Property Details

APN / Parcel Number

Primary APN	`43-2N-27-4621-0002-0100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,890 sqft Heated Area
Gross Area	2,338 sqft Gross Area
1st Floor Area	1,890 sqft 1st Floor
Stories	1 Story
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,142 sqft (0.99 acres)
Garage Type	Mixed
Garage Area	432 sqft Garage
Carport	Carport
Carport Area	560 sqft Carport
Shed	1 Shed
Shed Area	140 sqft Shed
Patio Area	160 sqft Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85370 STEPHEN RD
City	YULEE
State	FL
Zip	32097-4771
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BLOCK 2 LOT 10 LOFTON BLUFF 2 PB 4/92 & 93
Legal Range	27E
Legal Township	02N
Legal Section	43
Legal Subdivision	LOFTON BLUFF 2
Legal Tract	10
Legal Block	2
Legal Lot Number	10
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	3
Census Block	3007
Census Tract	50304

Owner

Source: Nassau County records · APN 43-2N-27-4621-0002-0100

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	85370 STEPHEN RD, YULEE, FL 32097-4771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2024 · Amount on Record
Deed Sale	Nov 06, 2024 · Amount on Record
Prior Sale	Nov 25, 2002 · Amount on Record
Deed Document Number	202445031261
Deed Book / Page	2748 / 1485
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85370 STEPHEN RD, YULEE, FL 32097-4771
Document Number	0023021502
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85370 STEPHEN RD YULEE FL 320974771, YULEE, FL 32097-4771

Mortgage

Document Number	0023021502
Date	Sep 10, 2019
Book Page	002302/001502
Instrument	45028827

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 09, 2021

Interest

Rate	12%

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$238,595 (+19.68%) Land $85,000 Building $153,595	$238,595 (+19.68%) Land $85,000 Building $153,595
2024	$3,115.00 (+285.04%)	$199,360 (+108.51%) Land $80,000 Building $119,360	$199,360 (+0.95%) Land $80,000 Building $119,360
2023	$809.00 (+4.52%) Homeowner's exemption Widower's exemption	$95,612 (+3%)	$197,482 (+39.17%) Land $80,000 Building $117,482
2022	$774.00 Homeowner's exemption Widower's exemption	$92,827	$141,900 Land $60,000 Building $81,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 427 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.