8538 Independence Dr, Hope Mills, NC 28348 Property Records

Cumberland County property record for 8538 Independence Dr, Hope Mills, NC 28348

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,992 sqft · built 1998
Lot Size1.21 acres (52,708 sqft)
Owner2 Individual Names on Record
Last Sale$133,500 (May 2002)
Tax Bill$2,113 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN0430-51-8825

Property Details

APN / Parcel Number

Primary APN0430-51-8825
Alternative APN
  • 0430.04518825

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,992 sqft Heated Area
1st Floor Area1,628 sqft
Bonus RoomBonus Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialBrick
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,708 sqft (1.21 acres)
Lot Dimensions200 ft deep x 444 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area156 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address8538 INDEPENDENCE DR
CityHOPE MILLS
StateNC
Zip28348-9155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionMT VERNON ESTATES LO:15 SE:01 PL:0069-0028
Legal SubdivisionMOUNT VERNON ESTATES
Legal Block51
Legal Lot Number15
JurisdictionCUMBERLAND NC
Township / Civil DivisionGRAYS CREEK
Census Block Group3
Census Block3025
Census Tract3004

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8538 INDEPENDENCE DR, HOPE MILLS, NC 28348-9155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2002 · Amount on Record
Deed SaleMay 3, 2002 · Amount on Record
Deed Book / Page5738 / 687
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address8538 INDEPENDENCE DR, HOPE MILLS, NC 28348-9155
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanySERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

NameVerified Name
Address8538 INDEPENDENCE DR, HOPE MILLS, NC 28348-9155

Mortgage

Document Number0123630265
DateOct 27, 2025
Book Page12363/265
Instrument33775
Lender
NameNAVY FCU
TypeCredit Union
Address820 FOLLIN LN SE, VIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueNov 1, 2065
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,113.00
2025$2,113.00 (+18.51%)$274,058 (+32.62%) Land $50,000 Building $224,058$274,058 (+32.62%) Land $50,000 Building $224,058
2024$1,783.00 (+2.12%)$206,645 (-) Land $35,000 Building $171,645$206,645 (-) Land $35,000 Building $171,645
2023$1,746.00 (+2.17%)$206,645 Land $35,000 Building $171,645$206,645 Land $35,000 Building $171,645
2022$1,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 86% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Independence Dr

Nearby Streets

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