8524 Independence Dr, Hope Mills, NC 28348 Property Records

Cumberland County property record for 8524 Independence Dr, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,878 sqft · built 1998
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Feb 2019)
Tax Bill	$2,230 (2026)
Deeds & Mortgages	May 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0430-51-9967`

Property Details

APN / Parcel Number

Primary APN	`0430-51-9967`
Alternative APN	`0430.04519967`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,878 sqft Heated Area
1st Floor Area	1,254 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	8524 INDEPENDENCE DR
City	HOPE MILLS
State	NC
Zip	28348-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	MT VERNON ESTATES LO:16 SE:01 PL:0069-0028
Legal Subdivision	MOUNT VERNON ESTATES
Legal Block	51
Legal Lot Number	16
Jurisdiction	CUMBERLAND NC
Township / Civil Division	GRAYS CREEK
Census Block Group	3
Census Block	3025
Census Tract	3004

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8524 INDEPENDENCE DR, HOPE MILLS, NC 28348-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI ANGEL OAK HM LOANS
Feb 28, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	May 2, 2002 · Amount on Record
Deed Document Number	20195418
Deed Book / Page	10454 / 644
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	8524 INDEPENDENCE DR, HOPE MILLS, NC 28348-9155
Document Number	0107720055
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8524 INDEPENDENCE DR HOPE MILLS NC 283489155, HOPE MILLS, NC 28348-9155

Mortgage

Document Number	0107720055
Date	May 22, 2020
Book Page	010772/000055
Instrument	17618

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 28, 2019
Property Address	8524 INDEPENDENCE DR, HOPE MILLS, NC 28348-9155
Document Number	0104540644
Book / Page	10454 / 644
Instrument Date	Jan 29, 2019
Instrument	05418
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8524 INDEPENDENCE DR, HOPE MILLS, NC 28348-9155

Mortgage

Document Number	5419
Date	Feb 28, 2019
Instrument	05419

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,230.00
2025	$2,230.00 (+4.69%)	$248,540 (+39.29%) Land $50,000 Building $198,540	$248,540 (+39.29%) Land $50,000 Building $198,540
2024	$2,130.00 (+1.77%)	$178,436 (-) Land $35,000 Building $143,436	$178,436 (-) Land $35,000 Building $143,436
2023	$2,093.00 (+1.8%)	$178,436 Land $35,000 Building $143,436	$178,436 Land $35,000 Building $143,436
2022	$2,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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