8532 Valley Gate, Waterville, OH 43566 Property Records

Lucas County property record for 8532 Valley Gate, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,556 sqft · built 2021
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on File
Last Sale	$419,900 (Nov 2021)
Tax Bill	$8,284 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`91-01715`

Property Details

APN / Parcel Number

Primary APN	`91-01715`
Alternative APN	`32043056`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,556 sqft Living Area
1st Floor Area	1,138 sqft
2nd Floor Area	1,418 sqft

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Lot Area	16,000 sqft (0.367 acres)
Lot Width	111 ft Width
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8532 VALLEY GATE
City	WATERVILLE
State	OH
Zip	43566-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22-RB
Legal Description	COVENTRY GLEN PLAT THREE LOT 49
Legal Subdivision	COVENTRY GLEN PLAT THREE
Legal Lot Number	49
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	2
Census Block	2000
Census Tract	8903

Owner

8532 Valley Gate is owned and occupied by an individual who bought it in November 2021.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8532 VALLEY GATE, WATERVILLE, OH 43566-8707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Mar 3, 2021 · Amount on File
Deed Document Number	21109714
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 15, 2021
Property Address	8532 VALLEY GATE, WATERVILLE, OH 43566-8707
Document Number	0000060374
Map Reference	OR 20160119-00022251
Instrument Date	Nov 5, 2021
Instrument	202111150060374
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8532 VALLEY GATE, WATERVILLE, OH 43566-8707

Mortgage

Document Number	0000060375
Date	Nov 15, 2021
Instrument	202111150060375

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 3, 2021
Property Address	8532 VALLEY GATE, WATERVILLE, OH 43566-8707
Document Number	0000010753
Map Reference	DOC 20160119-0002251
Instrument Date	Feb 25, 2021
Instrument	202103030010753
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 190, MAUMEE, OH 43537-0190
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 8532 Valley Gate was $8,284, up 15.1% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,284.00 (+15.06%)	$136,850 (-) Land $9,695 Building $127,155
2024	$7,200.00 (-14.44%)	$136,850 (-0.23%) Land $9,695 Building $127,155	$391,000 Land $27,700 Building $363,300
2023	$8,415.00 (-0.72%)	$137,165 (-) Land $6,125 Building $131,040
2022	$8,476.00 Homeowner's exemption	$137,165 Land $6,125 Building $131,040
2021			$391,900 Land $17,500 Building $374,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8532 Valley Gate in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 8532 Valley Gate, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Amplex Wireless Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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