8521 Valley Gate, Waterville, OH 43566 Property Records

Lucas County property record for 8521 Valley Gate, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,869 sqft · built 2022
Lot Size	0.368 acres (16,050 sqft)
Owner	Individual Name on File
Last Sale	$399,750 (Jul 2022)
Tax Bill	$6,217 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`91-01717`

Property Details

APN / Parcel Number

Primary APN	`91-01717`
Alternative APN	`32043058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	1,869 sqft

Exterior

Year Built	Built 2022
Exterior Material	Brick/Stone
Lot Area	16,050 sqft (0.368 acres)
Lot Width	107 ft Width
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8521 VALLEY GATE
City	WATERVILLE
State	OH
Zip	43566-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22-RB
Legal Description	COVENTRY GLEN PLAT THREE LOT 51
Legal Subdivision	COVENTRY GLEN PLAT THREE
Legal Lot Number	51
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	2
Census Block	2001
Census Tract	8903

Owner

8521 Valley Gate is owned and occupied by an individual who bought it in July 2022.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8521 VALLEY GATE, WATERVILLE, OH 43566-8707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Survivorship Deed, Transfer · Conventional Mortgage PREMIER BANK
Jun 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	202207120030905
Record Updated	Jun 8, 2026

July 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 12, 2022
Property Address	8521 VALLEY GATE, WATERVILLE, OH 43566-8707
Document Number	0000030905
Map Reference	OR 20160119-0002251
Instrument Date	Jul 1, 2022
Instrument	202207120030905
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8521 VALLEY GATE, WATERVILLE, OH 43566-8707

Mortgage

Document Number	0000030906
Date	Jul 12, 2022
Instrument	202207120030906

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 4, 2021
Property Address	8521 VALLEY GATE, WATERVILLE, OH 43566-8707
Document Number	0000028177
Map Reference	DOC 20160119-0002251
Instrument Date	May 24, 2021
Instrument	202106040028177
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 190, MAUMEE, OH 43537-0190
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 8521 Valley Gate was $6,217, up 16.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,217.00 (+16.66%)	$101,290 (-) Land $9,205 Building $92,085
2024	$5,329.00 (-22.44%)	$101,290 (-9.08%) Land $9,205 Building $92,085	$289,400 Land $26,300 Building $263,100
2023	$6,871.00 (+1,131.36%)	$111,405 (+1,718.86%) Land $6,125 Building $105,280
2022	$558.00 Homeowner's exemption	$6,125 Land $6,125
2021			$318,300 Land $17,500 Building $300,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8521 Valley Gate in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 8521 Valley Gate, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Amplex Wireless Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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