Howard County property record for 8532 Light Moon Way, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,182 sqft · built 2003 |
| Lot Size | 0.059 acres (2,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Aug 2026) |
| Tax Bill | $7,963 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-568920 |
| Primary APN | 06-568920 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Total Area |
| Basement Area | 702 sqft |
| Finished Basement | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,589 sqft (0.059 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 568920 |
|---|---|
| Street Address | 8532 LIGHT MOON WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-5714 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT 46 2589 SQ' 8532 LIGHT MOON WAY EMERSON,S1,A2,RS PAR A |
| Legal Subdivision | EMERSON SEC 01 |
| Legal Block | 9999 |
| Legal Lot Number | 46 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 606807 |
8532 Light Moon Way, a townhouse, is owned and occupied by two individuals who bought it in August 2026.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8532 LIGHT MOON WAY, LAUREL, MD 20723-5714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 13, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | May 6, 2009 · Amount on File |
| Deed Book / Page | 23350 / 303 |
| Transfer Doc | 0089380514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 5, 2026 |
| Property Address | 8532 LIGHT MOON WAY, LAUREL, MD 20723-5714 |
| Document Number | 2335000303 |
| Book / Page | 23350 / 303 |
| Instrument Date | Jul 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | MARYLAND HOME TITLE, MARYLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $707,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8532 LIGHT MOON WAY, LAUREL, MD 20723-5714 |
| Document Number | 2335000309, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 23350/309 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8532 LIGHT MOON WAY, LAUREL, MD 20723-5714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CORE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0202770070 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 20277/70 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8532 LIGHT MOON WAY, LAUREL, MD 20723-5714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 8532 LIGHT MOON WAY, LAUREL, MD 20723-5714 |
| Document Number | 0212650411 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 21265/411 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 12, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 8532 Light Moon Way was $7,963 with a homeowner's exemption, up 0.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,963.00 (+0.73%) Homeowner's exemption | $569,600 (+7.31%) | $647,200 (+21.93%) Land $230,000 Building $417,200 |
| 2025 | $7,905.00 (+4.77%) Homeowner's exemption | $530,800 Land $130,000 Building $400,800 | $530,800 Land $130,000 Building $400,800 |
| 2024 | $7,545.00 | ||
| 2023 | $473,333 | $530,800 Land $130,000 Building $400,800 | |
| 2022 | $5,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8532 Light Moon Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8532 Light Moon Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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