Howard County property record for 8528 Light Moon Way, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,962 sqft · built 2002 |
| Lot Size | 0.058 acres (2,565 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $269,935 (Dec 2002) |
| Tax Bill | $8,291 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-568912 |
| Primary APN | 06-568912 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Total Area |
| Basement Area | 678 sqft |
| Finished Basement | 678 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,565 sqft (0.058 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 568912 |
|---|---|
| Street Address | 8528 LIGHT MOON WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-5714 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT 45 2565 SQ' 8528 LIGHT MOON WAY EMERSON,S1,A2,RS PAR A |
| Legal Subdivision | EMERSON SEC 01 |
| Legal Block | 9999 |
| Legal Lot Number | 45 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 606807 |
8528 Light Moon Way, a townhouse, is owner-occupied and held in a trust since December 2002.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8528 LIGHT MOON WAY, LAUREL, MD 20723-5714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2002 · Amount on File |
| Deed Sale | Dec 12, 2002 · Amount on File |
| Deed Document Number | 200230593 |
| Deed Book / Page | 6680 / 634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8528 LIGHT MOON WAY, LAUREL, MD 20723-5714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0181580477 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 18158/477 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8528 LIGHT MOON WAY, LAUREL, MD 20723-5714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | GLOBAL TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0190560309 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 19056/309 |
| Name | AURORA FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8528 LIGHT MOON WAY, LAUREL, MD 20723-5714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201350055 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 20135/55 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 8528 Light Moon Way was $8,291, up 7.5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,291.00 (+7.51%) | $541,400 (+7.63%) | $618,200 (+22.9%) Land $230,000 Building $388,200 |
| 2025 | $7,712.00 | $503,000 Land $130,000 Building $373,000 | $503,000 Land $130,000 Building $373,000 |
| 2023 | $437,533 | $503,000 Land $130,000 Building $373,000 | |
| 2022 | $4,558.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8528 Light Moon Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8528 Light Moon Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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