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853 Exchange St, Rochester, NY 14608 Property Records

Monroe County and Rochester City property record for 853 Exchange St, Rochester, NY 14608

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 932 sqft · built 1900
Lot Size0.074 acres (3,261 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Feb 2026)
Tax Bill$537 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Dec 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN056988-00.0

Property Details

APN / Parcel Number

Primary APN056988-00.0
Alternative APNs
  • 140012169000040090000000
  • 261400 121.69-4-9

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area932 sqft Living Area
1st Floor Area932 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleRanch
Exterior MaterialWood
Lot Area3,261 sqft (0.074 acres)
Lot Dimensions94.5 ft deep x 34.5 ft wide
PorchSlab
Porch Area159 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number056988-00.0
Street Address853 EXCHANGE ST
CityROCHESTER
StateNY
Zip14608-2721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Description0069.00 204 19 04275 11 WORCESTERS SUB
Legal SubdivisionWORCESTER TRACT
Legal Block4
Legal Lot Number9.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2001
Census Tract6900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mount Hope-Highland Historic District (Boundary Increase)
listed 2024 · 219 contributing resources · NRIS 74001261

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2893 LAKEVILLE RD, AVON, NY 14414-9716
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CORP
Dec 19, 2018Quit Claim Deed, Transfer
Quitclaim
Sep 1, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 1, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2026 · Amount on Record
Deed SaleFeb 25, 2026 · Amount on Record
Deed Document Number20263387428
Deed Book / Page13171 / 926
Prior Transfer DateSep 20, 2017
Prior Transfer Doc0000000839
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateFeb 25, 2026
Property Address853 EXCHANGE ST, ROCHESTER, NY 14608-2721
Document Number202603387428
Book / Page13171 / 926
Map ReferenceLB 295 PG 294
Instrument DateFeb 12, 2026
Instrument202603387428
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY CO UPST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 WINCHESTER RD, ROCHESTER, NY 14617-2938

Transferred To (Grantee/Buyer)

NameVerified Name
Address853 EXCHANGE ST, ROCHESTER, NY 14608-2721

Mortgage

Document Number202603387430
DateFeb 25, 2026
Instrument202603387430
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE NY
Recording DateDec 19, 2018
Property Address853 EXCHANGE ST, ROCHESTER, NY 14608-2721
Document Number0000001114
Book / Page012125 / 000211
Instrument DateSep 1, 2018
Instrument1114
Transaction TypeTransfer
Record UpdatedJan 14, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address853 EXCHANGE ST ROCHESTER NY 146082721, ROCHESTER, NY 14608-2721

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address853 EXCHANGE ST, ROCHESTER, NY 14608-2721
Document Number0000000627
Instrument DateSep 1, 2018
Transaction TypeMortgage
Record UpdatedMar 25, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 FENWYCK COMMONS FAYETTEVILLE GA 302141770, FAYETTEVILLE, GA 30214-1770

Mortgage

Document Number0000000627
DateFeb 19, 2019
Book Page027927/000648
Instrument627
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term468 Months
DueFeb 18, 2058
Interest
Rate TypeAdjustable Rate

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE NY
Recording DateDec 1, 2017
Property Address853 EXCHANGE ST, ROCHESTER, NY 14608-2721
Document Number0000000839
Book / Page011955 / 000452
Instrument DateSep 20, 2017
Instrument839
Transaction TypeTransfer
Record UpdatedDec 6, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 E OHIO ST #3107 CHICAGO IL 606115651, 3107, CHICAGO, IL 60611-5651

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$537.00 (+0.19%)
2025$536.00 (+4.28%)$55,000 (-) Land $4,800 Building $50,200$55,000 (-) Land $4,800 Building $50,200
2024$514.00$55,000 (+42.49%) Land $4,800 Building $50,200$55,000 (+18.26%) Land $4,800 Building $50,200
2023$38,600 Land $2,500 Building $36,100$46,506 Land $3,012 Building $43,494

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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