Frederick County property record for 8528 Blacks Mill Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,871 sqft · built 1966 |
| Lot Size | 48.7 acres (2,124,421 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (May 2022) |
| Tax Bill | $5,293 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-155696 |
| Primary APN | 04-155696 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,871 sqft Living Area |
| 1st Floor Area | 1,631 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 2,124,421 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 2,560 sqft |
| Stable | 2,992 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 155696 |
|---|---|
| Street Address | 8528 BLACKS MILL RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 48.77 AC N/S BLACKS MILL RD. W/CREAGERSTOWN |
| Legal Subdivision | OLD MILL RD |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 4, CREAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 767500 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8528 BLACKS MILL RD, THURMONT, MD 21788-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage HORIZON FARM CREDIT ACA |
| May 10, 2022 | Deed, Transfer · Stand-Alone First Mortgage CHRISTOPHER MCGOFF |
| Aug 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 12, 2017 | Deed of Trust, Mortgage FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on Record |
| Deed Sale | May 10, 2022 · Amount on Record |
| Prior Sale | Mar 28, 2011 · Amount on Record |
| Deed Book / Page | 15912 / 114 |
| Prior Transfer Date | Jun 11, 2020 |
| Prior Transfer Doc | 0140200046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8528 BLACKS MILL RD, THURMONT, MD 21788-2421 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0161070126 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 16107/126 |
| Name | HORIZON FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 10, 2022 |
| Property Address | 8528 BLACKS MILL RD, THURMONT, MD 21788-2421 |
| Document Number | 0159120114 |
| Book / Page | 15912 / 114 |
| Instrument Date | Apr 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8528 BLACKS MILL RD, THURMONT, MD 21788-2421 |
| Document Number | 0015912121 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 15912/121 |
| Name | CHRISTOPHER MCGOFF |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.5% |
|---|---|
| Change Frequency | Annually |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 27, 2020 |
| Property Address | 8528 BLACKS MILL RD, THURMONT, MD 21788-2421 |
| Document Number | 0140200046 |
| Book / Page | 014020 / 000046 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8528 BLACKS MILL RD THURMONT MD 217882421, THURMONT, MD 21788-2421 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8528 BLACKS MILL RD, THURMONT, MD 21788-2421 |
| Document Number | 0118420387 |
| Book / Page | 011842 / 000387 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8528 BLACKS MILL RD THURMONT MD 217882421, THURMONT, MD 21788-2421 |
| Document Number | 0118420387 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 011842/000387 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTMINSTER, MD 21157 |
| Amount | Amount Recorded |
|---|
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $542,200 (+9.37%) Land $90,600 Building $451,600 | $542,200 (-) Land $90,600 Building $451,600 | |
| 2025 | $5,293.00 (+6.95%) Homeowner's exemption | $495,767 (+23.05%) | $542,200 (+34.57%) Land $90,600 Building $451,600 |
| 2024 | $4,949.00 (+12.25%) | ||
| 2023 | $4,409.00 | $402,900 Land $90,600 Building $312,300 | $402,900 Land $90,600 Building $312,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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