8401 Blacks Mill Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 8401 Blacks Mill Rd, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Lot Size	34.9 acres (1,523,729 sqft)
Owner	Company Name on File
Last Sale	$499,900 (Nov 2022)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-158520`

Property Details

APN / Parcel Number

Primary APN	`04-158520`
Alternative APN	`158520`

Exterior

Lot Area	1,523,729 sqft

Location & Zoning

Account Number	158520
Street Address	8401 BLACKS MILL RD
City	THURMONT
State	MD
Zip	21788-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FARM LOT 3 34.98 ACRES SIX FARM LOTS
Legal Subdivision	FARM LT 06 SEC 01
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	4, CREAGERSTOWN
Census Block Group	3
Census Block	3042
Census Tract	767500

Owner

8401 Blacks Mill Rd is owned by a company that bought it in November 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	5712 HALLER PL, FREDERICK, MD 21704-1402
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage HORIZON FARM CREDIT ACA
Apr 17, 2023	Deed of Trust, Mortgage HORIZON FARM CREDIT ACA
Nov 30, 2022	Deed, Transfer · Stand-Alone First Mortgage HORIZON FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Dec 5, 2006 · Amount on File
Deed Book / Page	16243 / 32
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 27, 2026
Property Address	8401 BLACKS MILL RD, THURMONT, MD 21788-2409
Document Number	1783000447
Book / Page	17835 / 447
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5712 HALLER PL, FREDERICK, MD 21704-1402

Mortgage

Document Number	1783000447,
Date	Apr 27, 2026
Book Page	17835/447

Lender

Name	HORIZON FARM CREDIT ACA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8401 BLACKS MILL RD, THURMONT, MD 21788
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0164040001
Date	Apr 17, 2023
Book Page	16404/1

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank

Agreement

Amount	Amount on Record

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 30, 2022
Property Address	8401 BLACKS MILL RD, THURMONT, MD 21788
Document Number	0162430032
Book / Page	16243 / 32
Map Reference	MB 79 PL 123
Instrument Date	Nov 30, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,499.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5712 HALLER PL, FREDERICK, MD 21704-1402

Mortgage

Document Number	0001624337
Date	Nov 30, 2022
Instrument	16243/37

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8401 Blacks Mill Rd was $2,994, up 1.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,900 (+0.34%) Land $245,900	$245,900 (-) Land $245,900
2025	$2,994.00 (+1.25%)	$245,067 Land $245,067	$245,900 Land $245,900
2024	$2,957.00 (+3.68%)
2023	$2,852.00	$243,400 Land $243,400	$243,400 Land $243,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8401 Blacks Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8401 Blacks Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MN FWA Buyer Fixed Wireless	100 / 30
EarthLink Business Fixed Wireless	100 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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