8526 N 1425th St, Effingham, IL 62401 Property Records

Effingham County property record for 8526 N 1425th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,248 sqft · built 1975
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (May 2012)
Tax Bill	$3,292 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-021-017`

Property Details

APN / Parcel Number

Primary APN	`14-10-021-017`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,248 sqft Base Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	70,567 sqft (1.62 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8526 N 1425TH ST
City	EFFINGHAM
State	IL
Zip	62401-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 226FT OF S 333FT OF W 312FT S 1/2 SE NW 3279/38 2835/1 1468/27 478/64 468//120
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2030
Census Tract	950500

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8526 N 1425TH ST, EFFINGHAM, IL 62401-7115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Feb 15, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2012 · Amount on Record
Deed Sale	May 29, 2012 · Amount on Record
Prior Sale	Dec 30, 2011
Deed Document Number	20121202663
Deed Book / Page	2835 / 1
Last Transfer Date	Oct 7, 2016
Transfer Doc	3279/038
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8526 N 1425TH ST, EFFINGHAM, IL 62401-7115
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3277/127
Date	Feb 7, 2017
Book Page	3277/127
Instrument	201701700588

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8526 N 1425TH ST, EFFINGHAM, IL 62401-7115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3287/299
Date	Mar 24, 2017
Book Page	3287/299
Instrument	201701700588

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 15, 2017
Property Address	8526 N 1425TH ST, EFFINGHAM, IL 62401-7115
Document Number	3279/038
Book / Page	3279 / 038
Instrument Date	Oct 7, 2016
Instrument	201701700715
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8526 N 1425TH ST, EFFINGHAM, IL 62401-7115

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,292.00 (+8.65%) Homeowner's exemption	$68,110 (+1%) Land $4,060 Building $64,050	$204,330 (+1%) Land $12,180 Building $192,150
2024	$3,030.00 (+30.27%)	$61,920 (+21.53%) Land $3,690 Building $58,230	$185,760 (+21.53%) Land $11,070 Building $174,690
2022	$2,326.00 Homeowner's exemption	$50,950 Land $3,040 Building $47,910	$152,850 Land $9,120 Building $143,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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