8502 N 1425th St, Effingham, IL 62401 Property Records

Effingham County property record for 8502 N 1425th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,378 sqft · built 1973
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Jan 2022)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-10-021-091`

Property Details

APN / Parcel Number

Primary APN	`14-10-021-091`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,378 sqft Base Area
1st Floor Area	1,378 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	33,541 sqft (0.77 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8502 N 1425TH ST
City	EFFINGHAM
State	IL
Zip	62401-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 107FT OF W 312FT S1/2 SE NW 3755/283 3734/206 2795/13 470/312
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2030
Census Tract	950500

Owner

8502 N 1425th St is owned and occupied by an individual who bought it in January 2022.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	8502 N 1425TH ST, EFFINGHAM, IL 62401-7115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO
Oct 27, 2021	Executor's Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Oct 27, 2021 · Amount on File
Deed Document Number	2022264
Deed Book / Page	3755 / 283
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 18, 2022
Property Address	8502 N 1425TH ST, EFFINGHAM, IL 62401-7115
Document Number	003755/283
Book / Page	3755 / 283
Instrument Date	Jan 14, 2022
Instrument	202222000264
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8502 N 1425TH ST, EFFINGHAM, IL 62401-7115

Mortgage

Document Number	202222000265
Date	Jan 18, 2022
Instrument	202222000265

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate	3.25%

October 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 27, 2021
Property Address	8502 N 1425TH ST, EFFINGHAM, IL 62401-7115
Document Number	3734/206
Book / Page	3734 / 206
Instrument Date	Oct 22, 2021
Instrument	202121005308
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8526 N 1425TH ST, EFFINGHAM, IL 62401-7115

Tax Assessment & Valuation

The 2025 property tax bill for 8502 N 1425th St was $2,210 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,210.00	$47,690 Land $2,880 Building $44,810	$143,070 Land $8,640 Building $134,430
2022	$603.00	$35,670 Land $2,150 Building $33,520	$107,010 Land $6,450 Building $100,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8502 N 1425th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8502 N 1425th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 1425th St

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