Jefferson County property record for 8524 Lake Dr, Cedar Hill, MO 63016
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,064 sqft · built 1990 |
| Lot Size | 0.329 acres (14,319 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,614 (Jun 2024) |
| Tax Bill | $1,393 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131.002.01002022 |
| Primary APN | 131.002.01002022 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 1,344 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 14,319 sqft (0.329 acres) |
| Lot Dimensions | 152 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Porch | Open Frame Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8524 LAKE DR |
|---|---|
| City | CEDAR HILL |
| State | MO |
| Zip | 63016-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R09 |
| Legal Description | LAKE ADELLE 1 LOTS 49 & 50 |
| Legal Range | 3E |
| Legal Township | 41N |
| Legal Section | 02 |
| Legal Subdivision | LAKE ADELLE 1 |
| Legal Block | 1 |
| Legal Lot Number | 49,50 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | BIG RIVER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 701102 |
8524 Lake Dr is owned and occupied by two individuals who bought it in June 2024.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8524 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Oct 20, 2023 | Beneficiary Deed, Transfer |
| Apr 30, 2020 | Deed of Trust, Mortgage FIRST ST CMNTY BK |
| Apr 16, 2019 | Grant Deed, Transfer GUILD MTG |
| Nov 2, 2018 | Grant Deed, Transfer SERVICELINK |
| Oct 27, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on File |
| Deed Sale | Jun 13, 2024 · Amount on File |
| Prior Sale | Apr 16, 2019 · Amount on File |
| Deed Document Number | 202414438 |
| Prior Transfer Date | Jun 7, 2024 |
| Prior Transfer Doc | 0000014438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 21, 2026 |
| Property Address | 8524 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000019646 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202619646 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8524 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000019646, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202619646 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 20, 2023 |
| Property Address | 8524 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000026406 |
| Map Reference | MB 9 PG 43 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023R-026406 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8524 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 8524 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 8524 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000015242 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8524 LAKE DR CEDAR HILL MO 630163813, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000015242 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 15242 |
| Name | FIRST ST CMNTY BK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 16, 2019 |
| Property Address | 8524 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000010324 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 10324 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8524 LAKE DR CEDAR HILL MO 630163813, CEDAR HILL, MO 63016-3813 |
| Document Number | 10325 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 10325 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 2, 2018 |
| Property Address | 8524 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000033631 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 33631 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 27, 2017 |
| Property Address | 8524 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000034133 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 34133 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 8524 Lake Dr was $1,393.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Grandview R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,300 (-) Land $1,300 Building $17,000 | $96,400 (-) Land $6,900 Building $89,500 | |
| 2025 | $1,393.00 | $18,300 Land $1,300 Building $17,000 | $96,400 (-) Land $6,900 Building $89,500 |
| 2024 | $96,400 (+8.31%) Land $6,900 Building $89,500 | ||
| 2023 | $1,297.00 | $16,900 Land $1,300 Building $15,600 | $89,000 Land $6,900 Building $82,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8524 Lake Dr in Zone X, an area of minimal flood risk, though there have been 146 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 146 (1979–2024) |
| Claims Outside the SFHA | 17 of 146 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8524 Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ADELLE SUBD private · serves 380 people · EPA ID MO6036077 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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