Jefferson County property record for 8520 Lake Dr, Cedar Hill, MO 63016
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,050 sqft · built 1949 |
| Lot Size | 0.456 acres (19,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,261 (Jul 2026) |
| Tax Bill | $1,073 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131.002.01002020 |
| Primary APN | 131.002.01002020 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,050 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 19,844 sqft (0.456 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 330 sqft |
| Deck Area | Deck Area |
| Patio Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8520 LAKE DR |
|---|---|
| City | CEDAR HILL |
| State | MO |
| Zip | 63016-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R09 |
| Legal Description | LAKE ADELLE 1 LOTS 51 & 52 & 10STRIP BETWEEN LOTS |
| Legal Range | 3E |
| Legal Township | 41N |
| Legal Section | 02 |
| Legal Subdivision | LAKE ADELLE 1 |
| Legal Block | 1 |
| Legal Lot Number | S |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | BIG RIVER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 701102 |
8520 Lake Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Jefferson County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8520 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION |
| Apr 27, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Apr 16, 2026 | Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Apr 27, 2026 |
| Deed Document Number | 202618023 |
| Prior Transfer Date | Apr 24, 2026 |
| Prior Transfer Doc | 0000011077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 6, 2026 |
| Property Address | 8520 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000018023 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202618023 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8520 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000018024, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202618024 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 27, 2026 |
| Property Address | 8520 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000011077 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202611077 |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1187 MILL HILL RD, SAINT CLAIR, MO 63077-2400 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 16, 2026 |
| Property Address | 8520 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000010110 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.10110 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1187 MILL HILL RD, SAINT CLAIR, MO 63077-2400 |
| Document Number | 0000010110, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026.10110 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 8520 Lake Dr was $1,073, up 6.8% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Grandview R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,100 (-) Land $1,300 Building $12,800 | $74,100 (-) Land $6,900 Building $67,200 | |
| 2025 | $1,073.00 (+6.77%) | $14,100 Land $1,300 Building $12,800 | $74,100 (-) Land $6,900 Building $67,200 |
| 2024 | $1,005.00 | $74,100 (+7.08%) Land $6,900 Building $67,200 | |
| 2023 | $1,005.00 | $13,100 Land $1,300 Building $11,800 | $69,200 Land $6,900 Building $62,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 8520 Lake Dr in Zone X, an area of minimal flood risk, though there have been 146 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 146 (1979–2024) |
| Claims Outside the SFHA | 17 of 146 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8520 Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ADELLE SUBD private · serves 380 people · EPA ID MO6036077 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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