8523 40th Cir E, Palmetto, FL 34221 Property Records

Manatee County property record for 8523 40th Cir E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 2023
Lot Size0.147 acres (6,401 sqft)
OwnerIndividual Name on File
Last Sale$303,000 (May 2023)
Tax Bill$1,479 (2024)
Deeds & MortgagesMay 2023 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN6445-1500-9

Property Details

APN / Parcel Number

Primary APN6445-1500-9
Alternative APNs
  • 331820644510059
  • 0644510059

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area2,002 sqft
1st Floor Area1,540 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,401 sqft (0.147 acres)
View / LotStandard
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

Pool TypePool Type
Pool Area578 sqft
PorchOpen Porch
Porch Area371 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8523 40TH CIR E
CityPALMETTO
StateFL
Zip34221-2066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 97, PRAVELA PI #6445.1500/9
Legal SubdivisionPRAVELA
Legal Lot Number97
JurisdictionMANATEE FL
Township / Civil DivisionPARRISH
Census Block Group1
Census Block1003
Census Tract1915

Owner

Source: Manatee County records · APN 6445-1500-9

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8523 40TH CIR E, PALMETTO, FL 34221-2066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2023Deed of Trust, Mortgage · Conventional Mortgage
LENNAR MORTGAGE LLC
Aug 17, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2023 · Amount on Record
Deed SaleMay 02, 2023 · Amount on Record
Deed Document Number202345665
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address8523 40TH CIR E, PALMETTO, FL 34221-2066
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5490 6TH ST S, ST PETERSBURG, FL 33705-5155

Mortgage

Document Number0041045666
DateMay 02, 2023
Instrument202341045666
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMANATEE FL
Recording DateAug 17, 2020
Property Address8523 40TH CIR E, PALMETTO, FL 34221-2066
Document Number0041085940
Instrument DateAug 14, 2020
Instrument41085940
Transaction TypeTransfer
Record UpdatedSep 07, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$23,940.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4600 W CYPRESS ST #310 TAMPA FL 336074032, 310, TAMPA, FL 33607-4032
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$137,906 (+2.7%)$225,664 (-0.78%) Land $51,000 Building $174,664
2025$134,280 (+163.29%)$227,447 (+345.97%) Land $51,000 Building $176,447
2024$1,479.00 (+59.55%)
2023$927.00 (+107.38%)$51,000 (+202.83%) Land $51,000$51,000 (+202.83%) Land $51,000
2022$447.00$16,841 Land $16,841$16,841 Land $16,841

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810019151, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Wildfire

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

Based on FCC filings for 88 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6411132, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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