8512 40th Cir E, Palmetto, FL 34221 Property Records

Manatee County property record for 8512 40th Cir E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,432 sqft · built 2023
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$321,100 (Jun 2023)
Tax Bill	$2,653 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6445-1605-9`

Property Details

APN / Parcel Number

Primary APN	`6445-1605-9`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	399 sqft
Porch	Open Porch
Porch Area	97 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8512 40TH CIR E
City	PALMETTO
State	FL
Zip	34221-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 118, PRAVELA PI #6445.1605/9
Legal Subdivision	PRAVELA
Legal Lot Number	118
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1003
Census Tract	1915

Owner

Source: Manatee County records · APN 6445-1605-9

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8512 40TH CIR E, PALMETTO, FL 34221-2065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2023 · Amount on Record
Deed Sale	Jun 05, 2023 · Amount on Record
Deed Document Number	202359546
Record Updated	Sep 20, 2026

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 05, 2023
Property Address	8512 40TH CIR E, PALMETTO, FL 34221-2065
Document Number	0041059546
Map Reference	MB 73 PG 9
Instrument Date	May 31, 2023
Instrument	202341059546
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 20, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,247.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W SCOURT BLVD #600600, 600600, TAMPA, FL 33607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8512 40TH CIR E, PALMETTO, FL 34221-2065

Mortgage

Document Number	0041059547
Date	Jun 05, 2023
Instrument	202341059547

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,944 (-0.77%) Land $51,000 Building $163,944	$214,944 (-0.77%) Land $51,000 Building $163,944
2025		$216,617 (+324.74%) Land $51,000 Building $165,617	$216,617 (+324.74%) Land $51,000 Building $165,617
2024	$2,653.00 (+186.19%)
2023	$927.00 (+267.86%)	$51,000 (+202.83%) Land $51,000	$51,000 (+202.83%) Land $51,000
2022	$252.00	$16,841 Land $16,841	$16,841 Land $16,841

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

Based on FCC filings for 74 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.