8521 Willow Wisp Ct, Laurel, MD 20723 Property Records

Howard County property record for 8521 Willow Wisp Ct, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,988 sqft · built 1999
Lot Size	0.323 acres (14,075 sqft)
Owner	2 Trust Names on File
Last Sale	$314,885 (Feb 1999)
Tax Bill	$11,132 (2026)
Deeds & Mortgages	May 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-551173`

Property Details

APN / Parcel Number

Primary APN	`06-551173`
Alternative APNs	`6551173` `551173`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,988 sqft Total Area
Basement Area	1,120 sqft
Finished Basement	1,120 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,075 sqft (0.323 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	551173
Street Address	8521 WILLOW WISP CT
City	LAUREL
State	MD
Zip	20723-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 39 14075 SQ 8521 WILLOW WISP CT WILLOWS OF ROCKY GORGE
Legal Subdivision	WILLOWS ROCKY GORGE
Legal Lot Number	39
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606805

Owner

8521 Willow Wisp Ct is owner-occupied and held in a trust since February 1999.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8521 WILLOW WISP CT, LAUREL, MD 20723-1043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 1999 · Amount on File
Deed Sale	Feb 24, 1999 · Amount on File
Deed Document Number	1999938
Deed Book / Page	4631 / 635
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8521 WILLOW WISP CT, LAUREL, MD 20723-1043
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8521 WILLOW WISP CT, SCAGGSVILLE, MD 20723-1043

Mortgage

Document Number	0223450423
Date	May 10, 2024
Book Page	22345/423

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 8521 Willow Wisp Ct was $11,132 with a homeowner's exemption, up 1.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,132.00 (+1.9%) Homeowner's exemption	$764,167 (+5.74%)	$847,100 (+17.21%) Land $296,500 Building $550,600
2025	$10,924.00 Homeowner's exemption	$722,700 Land $246,500 Building $476,200	$722,700 Land $246,500 Building $476,200
2023		$644,833	$722,700 Land $246,500 Building $476,200
2022	$6,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8521 Willow Wisp Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8521 Willow Wisp Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20