Howard County property record for 8512 Willow Wisp Ct, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,600 sqft · built 1996 |
| Lot Size | 0.321 acres (14,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $760,000 (May 2023) |
| Tax Bill | $10,455 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-550797 |
| Primary APN | 06-550797 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Total Area |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,002 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 550797 |
|---|---|
| Street Address | 8512 WILLOW WISP CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 3 14002 SQ 8512 WILLOW WISP COURT WILLOWS OF ROCKY GORGE |
| Legal Subdivision | WILLOWS ROCK GORGE |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606805 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8512 WILLOW WISP CT, LAUREL, MD 20723-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on Record |
| Deed Sale | May 4, 2023 · Amount on Record |
| Prior Sale | Jul 21, 2010 · Amount on Record |
| Deed Book / Page | 21961 / 316 |
| Prior Transfer Date | Oct 26, 2009 |
| Prior Transfer Doc | 0121140423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 4, 2023 |
| Property Address | 8512 WILLOW WISP CT, LAUREL, MD 20723-1029 |
| Document Number | 0219610316 |
| Book / Page | 21961 / 316 |
| Map Reference | MB MDR 11879 |
| Instrument Date | Apr 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8512 WILLOW WISP CT, LAUREL, MD 20723-1029 |
| Document Number | 0021961324 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 21961/324 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | May 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.1% |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $714,300 (+5.9%) | $793,900 (+17.7%) Land $296,500 Building $497,400 | |
| 2025 | $10,455.00 (+3.9%) Homeowner's exemption | $674,500 (+8.77%) Land $246,500 Building $428,000 | $674,500 (-) Land $246,500 Building $428,000 |
| 2024 | $10,063.00 (+50.73%) | ||
| 2023 | $620,100 | $674,500 Land $246,500 Building $428,000 | |
| 2022 | $6,676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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