St. Johns County property record for 852 Ocean Palm Way, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,452 sqft · built 2003 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,189,000 (Jan 2025) |
| Tax Bill | $8,744 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174191-8010 |
| Primary APN | 174191-8010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,452 sqft Living Area |
| Gross Area | 2,956 sqft |
| 1st Floor Area | 952 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 313 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 852 OCEAN PALM WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42/24-28 SEA COLONY UNIT 3 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK H LOT 1 OR6084/946 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 10 |
| Legal Subdivision | SEA COLONY UNIT 3 OF THE BEACH CLUB AT A |
| Legal Block | H |
| Legal Lot Number | 1 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21410 |
852 Ocean Palm Way is owned by two individuals who bought it in January 2025.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 OSCEOLA ST, SAINT AUGUSTINE, FL 32084-2846 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Jul 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on File |
| Deed Sale | Jan 15, 2025 · Amount on File |
| Prior Sale | Jul 16, 2018 · Amount on File |
| Deed Document Number | 20253570 |
| Deed Book / Page | 6084 / 946 |
| Prior Transfer Date | Aug 11, 2005 |
| Prior Transfer Doc | 0025411164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 852 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8786 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 852 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8786 |
| Document Number | 0053350893 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 5335/893 |
| Instrument | 2021086203 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 852 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8786 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049501277 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 4950/1277 |
| Instrument | 2020040464 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 16, 2018 |
| Property Address | 852 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8786 |
| Document Number | 0045800773 |
| Book / Page | 4580 / 0773 |
| Map Reference | MB42 PG24-28 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2018050346 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 770907, OCALA, FL 34477-0907 |
| Name | Verified Name |
|---|---|
| Address | 852 OCDNA PALM WAY, SAINT AUGUSTINE, FL 32080 |
| Document Number | 2018050347 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018050347 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 852 Ocean Palm Way was $8,744, up 9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $952,792 (+71.2%) | $982,164 (+2.15%) Land $275,000 Building $707,164 | |
| 2025 | $8,744.00 (+9%) Homeowner's exemption | $556,535 (+2.9%) | $961,517 (+22.89%) Land $250,000 Building $711,517 |
| 2024 | $8,022.00 (+2.07%) Homeowner's exemption | $540,850 (+3%) | $782,444 (+1.07%) Land $235,200 Building $547,244 |
| 2023 | $7,859.00 (+1.54%) Homeowner's exemption | $525,097 (+3%) | $774,165 (-0.85%) Land $235,200 Building $538,965 |
| 2022 | $7,740.00 Homeowner's exemption | $509,803 | $780,810 Land $235,200 Building $545,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 852 Ocean Palm Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 852 Ocean Palm Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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