840 Ocean Palm Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 840 Ocean Palm Way, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,502 sqft · built 2005
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Aug 2016)
Tax Bill	$8,949 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`174191-6250`

Property Details

APN / Parcel Number

Primary APN	`174191-6250`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	1,588 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	840 OCEAN PALM WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36/34-39 SEA COLONY UNIT 2 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK F LOT 25 OR4248/1562
Legal Range	30E
Legal Township	08S
Legal Section	10
Legal Subdivision	SEA COLONY UNIT 2 OF THE BEACH CLUB AT A
Legal Block	F
Legal Lot Number	25
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21410

Owner

840 Ocean Palm Way is owned and occupied by two individuals who bought it in August 2016.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	840 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016 · Amount on File
Deed Sale	Aug 31, 2016 · Amount on File
Prior Sale	Jan 27, 2015 · Amount on File
Deed Document Number	201656919
Deed Book / Page	4248 / 1562
Prior Transfer Date	Jun 30, 2011
Prior Transfer Doc	0034530707
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	840 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8713
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8713

Mortgage

Document Number	0058140741
Date	Aug 24, 2023
Book Page	5814/741
Instrument	2023067086

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 840 Ocean Palm Way was $8,949 with a homeowner's exemption, up 9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,627 (+2.7%)	$926,694 (+0.68%) Land $275,000 Building $651,694
2025	$8,949.00 (+9%) Homeowner's exemption	$569,257 (+2.9%)	$920,453 (+15.72%) Land $250,000 Building $670,453
2024	$8,210.00 (+2.04%) Homeowner's exemption	$553,214 (+3%)	$795,428 (+2.74%) Land $235,200 Building $560,228
2023	$8,046.00 (+1.54%) Homeowner's exemption	$537,101 (+3%)	$774,228 (-0.98%) Land $235,200 Building $539,028
2022	$7,924.00 Homeowner's exemption	$521,457	$781,886 Land $235,200 Building $546,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Ocean Palm Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 294 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	954 units insured incl. 660 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Ocean Palm Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20