852 Davy Ln, Denison, TX 75020 Property Records

Grayson County property record for 852 Davy Ln, Denison, TX 75020

Property Summary

Property Type	Rural Home
Details	2,239 sqft · built 2019
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,045 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077 7704001`

Property Details

APN / Parcel Number

Primary APN	`077 7704001`
Alternative APN	`394260`

Interior

Building Area	2,239 sqft Living Area
Gross Area	2,806 sqft
1st Floor Area	2,239 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	483 sqft

Location & Zoning

Account Number	394260
Street Address	852 DAVY LN
City	DENISON
State	TX
Zip	75020-8829
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SHANNON HAYNES ADDITION, LOT 1, ACRES 2.0
Legal Subdivision	SHANNON HAYNES ADDITION
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2022
Census Tract	901

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	852 DAVY LN, DENISON, TX 75020-8829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2019
Deed Sale	Dec 21, 2019
Deed Document Number	202085
Prior Transfer Date	Jan 3, 2019
Prior Transfer Doc	2019-00000085
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	852 DAVY LN, DENISON, TX 75020-8829
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029019
Date	Nov 27, 2019
Instrument	2019-00029019

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	852 DAVY LN, DENISON, TX 75020-8829
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029476
Date	Aug 30, 2021
Instrument	2021-00029476

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$421,251 (-14.8%)	$563,113 (+13.9%) Land $146,000 Building $417,113
2024	$4,045.00 (-5.4%)
2023		$494,413 Land $140,000 Building $354,413	$494,413 Land $140,000 Building $354,413
2022	$4,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TekWav Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Sparklight, T-Mobile.

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