Grayson County property record for 388 Davy Ln, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 3,852 sqft · built 2017 |
| Lot Size | 3.13 acres (136,604 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,400 (May 2016) |
| Tax Bill | $3,108 (2024) |
| Deeds & Mortgages | May 2018 Mortgage Apr 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077 004800104 |
| Primary APN | 077 004800104 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,852 sqft Living Area |
| Gross Area | 4,640 sqft |
| 1st Floor Area | 3,852 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 136,604 sqft (3.13 acres) |
| Garage Type | Attached |
| Garage Area | 788 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 578 sqft |
| Street Address | 388 DAVY LN |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-0048 AYERS MRS R J A-G0048, ACRES 3.136 |
| Legal Subdivision | AYERS MRS R J A-G0048 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 901 |
Source: Grayson County records · APN 077 004800104
Assessment roll updated August 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 388 DAVY LN, DENISON, TX 75020-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 11, 2018 | Quit Claim Deed, Mortgage AMERISTATE BK |
| Apr 18, 2018 | Deed of Trust, Mortgage CARDINAL FIN'L |
| Feb 16, 2018 | Loan Modification, Mortgage NOT AVAILABLE |
| Feb 16, 2018 | Loan Modification, Mortgage AMERISTATE BK |
| Dec 05, 2017 | Loan Modification, Mortgage AMERISTATE BK |
| Jun 05, 2017 | Deed of Trust, Mortgage AMERISTATE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2016 · Amount on Record |
| Deed Sale | May 05, 2016 · Amount on Record |
| Deed Document Number | 20169160 |
| Deed Book / Page | 5800 / 775 |
| Last Transfer Date | Nov 10, 2021 |
| Transfer Doc | 0000038750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | May 11, 2018 |
| Property Address | 388 DAVY LN, DENISON, TX 75020-8802 |
| Document Number | 0000010616 |
| Instrument Date | May 11, 2018 |
| Instrument | 10616 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | RED RIVER TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 382 DAVY LN DENISON TX 75020, DENISON, TX 75020 |
| Document Number | 10617 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 10617 |
| Name | AMERISTATE BK |
|---|---|
| Type | Bank |
| Address | ATOKA, OK 74525 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 388 DAVY LN, DENISON, TX 75020-8802 |
| Document Number | 0000008971 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2018 |
| Title Company | GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 388 DAVY LN DENISON TX 750208802, DENISON, TX 75020-8802 |
| Document Number | 0000008971 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 8971 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 388 DAVY LN, DENISON, TX 75020-8802 |
| Document Number | 0000003660 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 388 DAVY LN DENISON TX 750208802, DENISON, TX 75020-8802 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 388 DAVY LN, DENISON, TX 75020-8802 |
| Document Number | 0000004506 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 388 DAVY LN DENISON TX 750208802, DENISON, TX 75020-8802 |
| Document Number | 0000004506 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 4506 |
| Name | AMERISTATE BK |
|---|---|
| Type | Bank |
| Address | ATOKA, OK 74525 |
| Term | 12 Months |
|---|---|
| Due | Mar 04, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 388 DAVY LN, DENISON, TX 75020-8802 |
| Document Number | 0000029364 |
| Instrument Date | Dec 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 388 DAVY LN DENISON TX 750208802, DENISON, TX 75020-8802 |
| Document Number | 0000029364 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 29364 |
| Name | AMERISTATE BK |
|---|---|
| Type | Bank |
| Address | ATOKA, OK 74525 |
| Term | 12 Months |
|---|---|
| Due | Dec 25, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 388 DAVY LN, DENISON, TX 75020-8802 |
| Document Number | 0000012780 |
| Instrument Date | Jun 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2017 |
| Name | Verified Name |
|---|---|
| Address | 388 DAVY LN DENISON TX 750208802, DENISON, TX 75020-8802 |
| Document Number | 0000012780 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 12780 |
| Name | AMERISTATE BK |
|---|---|
| Type | Bank |
| Address | ATOKA, OK 74525 |
| Amount | Amount Recorded |
|---|
Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Pottsboro Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $491,127 (-9.05%) | $563,078 (-6.55%) Land $90,056 Building $473,022 | |
| 2024 | $3,108.00 (-28.04%) | ||
| 2023 | $539,992 Land $29,412 Building $510,580 | $602,575 Land $91,995 Building $510,580 | |
| 2022 | $4,319.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Texoma Communications Fixed Wireless | 500 / 100 |
| JAB Wireless Fixed Wireless | 25 / 5 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 10 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DENISON serves 27,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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