85192 Harts Rd, Yulee, FL 32097 Property Records

Nassau County property record for 85192 Harts Rd, Yulee, FL 32097

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,860 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2024)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-2N-27-4490-0001-0000`

Property Details

APN / Parcel Number

Primary APN	`42-2N-27-4490-0001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,860 sqft Heated Area
Gross Area	2,460 sqft
1st Floor Area	1,860 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Modular
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	572 sqft
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85192 HARTS RD
City	YULEE
State	FL
Zip	32097-5574
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	OR
Legal Description	LOT 1 WINDY OAKS SUB PB 4/101
Legal Range	27E
Legal Township	02N
Legal Section	42
Legal Subdivision	WINDY OAKS SUB
Legal Lot Number	1 2
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2016
Census Tract	50304

Owner

85192 Harts Rd, a residential property, is owned and occupied by two individuals who bought it in April 2024.

Source: Nassau County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	85192 HARTS RD, YULEE, FL 32097-5574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Apr 27, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
Jul 16, 2018	Warranty Deed, Transfer WATSON TITLE SERVICES/N FL INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 23, 2024 · Amount on File
Deed Sale	Apr 23, 2024 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	202445011103
Deed Book / Page	2707 / 1137
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85192 HARTS RD, YULEE, FL 32097-5574
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23964 CRESCENT PARKE CT, FERNANDINA, FL 32034-8028

Mortgage

Document Number	0027071139
Date	Apr 23, 2024
Book Page	2707/1139
Instrument	202445011104

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	4 HUTTON CENTRE DR STE 1000, SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85192 HARTS RD, YULEE, FL 32097-5574
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85192 HARTS RD, YULEE, FL 32097-5574

Mortgage

Document Number	0024560314
Date	Apr 27, 2021
Book Page	2456/314
Instrument	202145015397

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85192 HARTS RD, YULEE, FL 32097-5574
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022321952
Date	Oct 26, 2018
Book Page	2232/1952
Instrument	201845033348

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	277 Months
Due	Nov 1, 2041

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 16, 2018
Property Address	85192 HARTS RD, YULEE, FL 32097-5574
Document Number	0022100590
Book / Page	002210 / 000590
Instrument Date	Jul 5, 2018
Instrument	21710
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	WATSON TITLE SERVICES/N FL INC

Transaction

Amount	Amount on Record
Tax	$402.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	463688 STATE ROAD 200 #320 YULEE FL 320970304, 320, YULEE, FL 32097-0304

Tax Assessment & Valuation

The 2025 property tax bill for 85192 Harts Rd was $3,768 with a homeowner's exemption, up 47.5% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,768.00 (+47.48%) Homeowner's exemption	$285,799 (+40.52%) Land $85,000 Building $200,799	$285,799 (+6.71%) Land $85,000 Building $200,799
2024	$2,555.00 (+1.59%) Homeowner's exemption	$203,384 (+3%)	$267,821 (+12.96%) Land $80,000 Building $187,821
2023	$2,515.00 (+10.84%) Homeowner's exemption	$197,460 (+3%)	$237,088 (+23.67%) Land $80,000 Building $157,088
2022	$2,269.00 Homeowner's exemption	$191,709 Land $60,000 Building $131,709	$191,709 Land $60,000 Building $131,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85192 Harts Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85192 Harts Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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