8516 Middle Loop, North Chesterfield (Richmond), VA 23235 Property Records

Chesterfield County property record for 8516 Middle Loop, North Chesterfield, VA 23235

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,191 sqft · built 1987
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Last Sale	$372,000 (Jun 2024)
Tax Bill	$3,527 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02815150A00D001`

Property Details

APN / Parcel Number

Primary APN	`02815150A00D001`
Alternative APNs	`757-69-94-83-000-000` `377234001` `448174000` `476885000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,191 sqft Finished Area
1st Floor Area	168 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)

Exterior Amenities

Porch	Patio
Porch Area	411 sqft
Patio Area	375 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	476885000
Street Address	8516 MIDDLE LOOP
City	NORTH CHESTERFIELD
State	VA
Zip	23235-6285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	PROVIDENCE MEADOWS L1BK D SE A
Legal Subdivision	PROVIDENCE MEADOWS
Legal Block	D
Legal Lot Number	1
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	3
Census Block	3012
Census Tract	100209

Owner

Source: Chesterfield County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8516 MIDDLE LOOP, NORTH CHESTERFIELD, VA 23235-6285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	202417185
Deed Book / Page	14579 / 297
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 19, 2022
Property Address	8516 MIDDLE LOOP, NORTH CHESTERFIELD, VA 23235-6285
Document Number	014030-638
Book / Page	14030 / 638
Instrument Date	Jul 6, 2022
Instrument	2022032307
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8516 MIDDLE LOOP, NORTH CHESTERFIELD, VA 23235-6285

Mortgage

Document Number	2022032308
Date	Jul 19, 2022
Instrument	2022032308

Lender

Name	INTERCOASTAL MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	6 Months

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,527.00 (+28.07%)	$393,500 (+7.51%) Land $56,000 Building $337,500	$393,500 (+7.51%) Land $56,000 Building $337,500
2025		$366,000 (+22.04%) Land $51,000 Building $315,000	$366,000 (+22.04%) Land $51,000 Building $315,000
2023	$2,754.00	$299,900 Land $44,000 Building $255,900	$299,900 Land $44,000 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2004–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2014 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes Associated W Td Gaston, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20