8515 Middle Loop, North Chesterfield (Richmond), VA 23235 Property Records

Chesterfield County property record for 8515 Middle Loop, North Chesterfield, VA 23235

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1989
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$148,950 (Mar 2016)
Tax Bill	$2,721 (2026)
Deeds & Mortgages	Apr 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02815150A00C013`

Property Details

APN / Parcel Number

Primary APN	`02815150A00C013`
Alternative APNs	`757-69-96-33-700-000` `378655001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,458 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	176 sqft
Patio Area	176 sqft
Balcony Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	378655001
Street Address	8515 MIDDLE LOOP
City	NORTH CHESTERFIELD
State	VA
Zip	23235-6286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	PROVIDENCE MEADOWS L13BK C S A
Legal Subdivision	PROVIDENCE MEADOWS
Legal Block	C
Legal Lot Number	13
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	3
Census Block	3007
Census Tract	100209

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8515 MIDDLE LOOP, NORTH CHESTERFIELD, VA 23235-6286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2016 · Amount on Record
Deed Sale	Mar 4, 2016 · Amount on Record
Prior Sale	Sep 23, 2009 · Amount on Record
Deed Document Number	20167653
Deed Book / Page	11149 / 545
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	8515 MIDDLE LOOP, NORTH CHESTERFIELD, VA 23235-6286
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013910-128
Date	Apr 1, 2022
Book Page	13910/128
Instrument	2022015419

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,721.00 (+24.59%)	$303,000 (+7.68%) Land $56,000 Building $247,000	$303,000 (+7.68%) Land $56,000 Building $247,000
2025		$281,400 (+18.58%) Land $51,000 Building $230,400	$281,400 (+18.58%) Land $51,000 Building $230,400
2023	$2,184.00	$237,300 Land $44,000 Building $193,300	$237,300 Land $44,000 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2004–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2014 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes Associated W Td Gaston, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20