8515 Norman Estates Dr, Denver, NC 28037 Property Records

Lincoln County property record for 8515 Norman Estates Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 11,132 sqft · built 2020
Lot Size	1.18 acres (51,619 sqft)
Owner	Company Name on File
Last Sale	$950,000 (May 2018)
Tax Bill	$40,927 (2026)
Deeds & Mortgages	Dec 2020 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4613-86-4249`

Property Details

APN / Parcel Number

Primary APN	`4613-86-4249`
Alternative APNs	`461312864249` `282371` `79939`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	31 Rooms
Stories	1 Story
Building Area	11,132 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Lot Area	51,619 sqft (1.18 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1,058 sqft
Boat Access	Boat Access
Boat House	850 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	282371
Street Address	8515 NORMAN ESTATES DR
City	DENVER
State	NC
Zip	28037-7668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CR
Legal Description	#17 LOT NORMAN ESTATES
Legal Subdivision	NORMAN ESTATES
Legal Lot Number	17
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	71202

Owner

8515 Norman Estates Dr is owned by a company that bought it in May 2018.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	907 PONDVIEW LN, KISSIMMEE, FL 34747-4214
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 14, 2020	Deed of Trust, Mortgage CITIZENS BK NA
May 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	Jun 20, 2005 · Amount on File
Deed Document Number	2018578089
Deed Book / Page	2743 / 569
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 30, 2020
Property Address	8515 NORMAN ESTATES DR, DENVER, NC 28037-7668
Document Number	2990663
Book / Page	002990 / 000663
Instrument Date	Dec 28, 2020
Instrument	622636
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	907 PONDVIEW LN CELEBRATION FL 347474214, CELEBRATION, FL 34747-4214

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8515 NORMAN ESTATES DR, DENVER, NC 28037-7668
Document Number	2939131
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 NORMAN ESTATES D DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2939131
Date	Aug 14, 2020
Book Page	002939/000131
Instrument	613995

Lender

Name	CITIZENS BK NA
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 13, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 18, 2018
Property Address	8515 NORMAN ESTATES DR, DENVER, NC 28037-7668
Document Number	2743569
Book / Page	002743 / 000569
Instrument Date	May 17, 2018
Instrument	578089
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 PONDVIEW LN CELEBRATION FL 347474214, CELEBRATION, FL 34747-4214

Tax Assessment & Valuation

The 2026 property tax bill for 8515 Norman Estates Dr was $40,927.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$40,927.00	$6,752,978 (-) Land $1,217,500 Building $5,535,478	$6,752,978 (-) Land $1,217,500 Building $5,535,478
2025	$40,927.00	$6,752,978 Land $1,217,500 Building $5,535,478	$6,752,978 Land $1,217,500 Building $5,535,478
2023	$40,732.00	$6,752,978 Land $1,217,500 Building $5,535,478	$6,752,978 Land $1,217,500 Building $5,535,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8515 Norman Estates Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8515 Norman Estates Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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