8440 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 8440 Oak Ave, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,584 sqft · built 1947
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,228 (2024)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0384-0026`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0384-0026`
Alternative APNs	`45-05-33-128-017.000-004` `254703840026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,584 sqft Living Area
Gross Area	4,384 sqft
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Finished Basement	928 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8440 OAK AVE
City	GARY
State	IN
Zip	46403-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	YOUNGS HIGHLANDS BL.3 LOT 19
Legal Subdivision	YOUNGS HIGHLAND
Legal Block	3
Legal Lot Number	19
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1008
Census Tract	10100

Owner

Source: Lake County records · APN 001-25-47-0384-0026

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8440 OAK AVE, GARY, IN 46403-1427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2005
Deed Sale	Jun 06, 2005
Deed Document Number	200545824
Last Transfer Date	May 22, 2023
Transfer Doc	0000016107
Record Updated	Jun 08, 2026

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	May 26, 2023
Property Address	8440 OAK AVE, GARY, IN 46403-1427
Document Number	0000016107
Map Reference	MB 15 PG 15
Instrument Date	May 22, 2023
Instrument	2023-516107
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$388,800 (+19.08%) Land $144,200 Building $244,600	$388,800 (+19.08%) Land $144,200 Building $244,600
2024	$4,228.00 (+29.02%)
2023		$326,500 (+29.51%) Land $144,000 Building $182,500	$326,500 (+29.51%) Land $144,000 Building $182,500
2022	$3,277.00 (-71.67%) Homeowner's exemption	$252,100 Land $59,200 Building $192,900	$252,100 Land $59,200 Building $192,900
2021	$11,568.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), as of October 16, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5245015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.