8510 Hihn Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 8510 Hihn Rd, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,098 sqft · built 1967
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$955,000 (Oct 2018)
Tax Bill	$12,689 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-275-07`

Property Details

APN / Parcel Number

Primary APN	`072-275-07`
Alternative APN	`072-275-07-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,098 sqft Living Area
Gross Area	2,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces
Deck Area	77 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	8510 HIHN RD
City	BEN LOMOND
State	CA
Zip	95005-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	LARITA OAKS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1007
Census Tract	120600

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8510 HIHN RD, BEN LOMOND, CA 95005-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Oct 30, 2018	Grant Deed, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Jul 1, 2011 · Amount on Record
Deed Document Number	201832764
Prior Transfer Date	Sep 12, 1994
Prior Transfer Doc	0000013289
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	8510 HIHN RD, BEN LOMOND, CA 95005-9533
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8510 HIHN RD, BEN LOMOND, CA 95005-9533

Mortgage

Document Number	0000059787
Date	Dec 9, 2021
Instrument	2021-0059787

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	8510 HIHN RD, BEN LOMOND, CA 95005-9533
Document Number	0000011703
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8510 HIHN RD BEN LOMOND CA 950059533, BEN LOMOND, CA 95005-9533

Mortgage

Document Number	0000011703
Date	Apr 6, 2020
Instrument	11703

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 30, 2018
Property Address	8510 HIHN RD, BEN LOMOND, CA 95005-9533
Document Number	0000032764
Instrument Date	Oct 22, 2018
Instrument	32764
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8510 HIHN RD BEN LOMOND CA 950059533, BEN LOMOND, CA 95005-9533

Mortgage

Document Number	32765
Date	Oct 30, 2018
Instrument	32765

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,086,627 (+2%) Land $695,441 Building $391,186
2025	$12,689.00 (+3.98%) Homeowner's exemption	$1,065,320 (+4.04%) Land $681,805 Building $383,515
2023	$12,203.00 (+2.4%) Homeowner's exemption	$1,023,953 Land $655,330 Building $368,623	$975,780
2022	$11,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surfnet Communications.

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