Hernando County property record for 8510 Gallup Rd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,013 sqft · built 1977 |
| Lot Size | 0.417 acres (18,157 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,939 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5210-1416-0460 |
| Primary APN | R32-323-17-5210-1416-0460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,013 sqft Living Area |
| Gross Area | 3,007 sqft |
| 1st Floor Area | 2,013 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,157 sqft (0.417 acres) |
| Lot Dimensions | 140 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 466 sqft |
| Patio Area | 260 sqft |
| Utility Building | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00310096 |
|---|---|
| Street Address | 8510 GALLUP RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 21 BLK 1416 LOT 46 ORB 305 PG 737 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 21 |
| Legal Block | 1416 |
| Legal Lot Number | 46 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41103 |
8510 Gallup Rd is owned and occupied by two individuals who acquired it in November 2022.
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8510 GALLUP RD, SPRING HILL, FL 34608-4551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| May 5, 2023 | Intrafamily Transfer, Transfer |
| Dec 29, 2022 | Deed, Transfer ACCOMMODATION |
| Jan 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 23, 2022 |
| Transfer Doc | 0000083582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 8510 GALLUP RD, SPRING HILL, FL 34608-4551 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0043791177 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 4379/1177 |
| Instrument | 2024000413 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 5, 2023 |
| Property Address | 8510 GALLUP RD, SPRING HILL, FL 34608-4551 |
| Document Number | 0042940541 |
| Book / Page | 4294 / 541 |
| Map Reference | MB 9 PG 81-96 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023026883 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8510 GALLUP RD, BROOKSVILLE, FL 34608-4551 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8510 GALLUP RD, SPRING HILL, FL 34608-4551 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 29, 2022 |
| Property Address | 8510 GALLUP RD, SPRING HILL, FL 34608-4551 |
| Document Number | 0042531020 |
| Book / Page | 4253 / 1020 |
| Map Reference | MB 9 PG 81-96 |
| Instrument Date | Dec 27, 2022 |
| Instrument | 2022090624 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9465 E GOBBLER DR, FLORAL CITY, FL 34436-2154 |
| Name | Verified Name |
|---|---|
| Address | 8510 GALLUP RD, SPRING HILL, FL 34608-4551 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 8510 GALLUP RD, SPRING HILL, FL 34608-4551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0036651608 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 3665/1608 |
| Instrument | 2019005920 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8510 Gallup Rd was $3,939.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,939.00 | $266,909 | $266,972 Land $55,197 Building $211,775 |
| 2023 | $254,517 (+164.76%) Land $56,337 Building $198,180 | ||
| 2022 | $3,264.00 Homeowner's exemption | $96,131 | $254,517 Land $47,208 Building $207,309 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8510 Gallup Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8510 Gallup Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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