Hernando County property record for 8476 Gallup Rd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,529 sqft · built 2005 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Aug 2020) |
| Tax Bill | $691 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5210-1416-0430 |
| Primary APN | R32-323-17-5210-1416-0430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,529 sqft Living Area |
| Gross Area | 3,062 sqft |
| 1st Floor Area | 1,499 sqft |
| Upper Floors Area | 1,029 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 292 sqft |
| Utility Building | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00310069 |
|---|---|
| Street Address | 8476 GALLUP RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 21 BLK 1416 LOT 43 ORB 310 PG 666 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 21 |
| Legal Block | 1416 |
| Legal Lot Number | 43 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41103 |
8476 Gallup Rd is owned and occupied by two individuals who bought it in August 2020.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8476 GALLUP RD, SPRING HILL, FL 34608-4547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Feb 16, 2019 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on File |
| Deed Sale | Aug 4, 2020 · Amount on File |
| Prior Sale | May 19, 2003 · Amount on File |
| Deed Document Number | 202047056 |
| Deed Book / Page | 3871 / 365 |
| Prior Transfer Date | Sep 10, 2010 |
| Prior Transfer Doc | 0027690355 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 4, 2020 |
| Property Address | 8476 GALLUP RD, SPRING HILL, FL 34608-4547 |
| Document Number | 0038710365 |
| Book / Page | 3871 / 365 |
| Map Reference | MB 9 PG 81-96 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 2020047056 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11469 MURRE AVE, 11469, WEEKI WACHEE, FL 34614-3136 |
| Name | Verified Name |
|---|---|
| Address | 8476 GALLUP RD, SPRING HILL, FL 34608-4547 |
| Document Number | 3871367 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 3871/367 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 8476 GALLUP RD, SPRING HILL, FL 34608-4547 |
| Document Number | 0036751180 |
| Instrument Date | Feb 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8476 GALLUP RD SPRING HILL FL 346084547, SPRING HILL, FL 34608-4547 |
| Document Number | 0036751180 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 003675/001180 |
| Instrument | 12671 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 28, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 8476 Gallup Rd was $691 with a disabled person's exemption, down 78.4% from the year before.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $691.00 (-78.37%) Disabled Person's exemption | $225,068 | $411,360 Land $51,300 Building $360,060 |
| 2024 | $3,194.00 | ||
| 2023 | $212,354 Land $212,354 | ||
| 2022 | $2,472.00 | $393,701 Land $43,950 Building $349,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8476 Gallup Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8476 Gallup Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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