851 Upland Loop, O Fallon, MO 63368 Property Records

St. Charles County property record for 851 Upland Loop, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,247 sqft · built 2021
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on Record
Last Sale	$515,521 (Jul 2021)
Tax Bill	$7,818 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T222000055`

Property Details

APN / Parcel Number

Primary APN	`T222000055`
Alternative APN	`4-0068-D028-00-0118.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,247 sqft Living Area
Basement Area	1,430 sqft

Exterior

Year Built	Built 2021
Exterior Material	Brick
Lot Area	7,754 sqft (0.178 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T222000055
Street Address	851 UPLAND LOOP
City	O FALLON
State	MO
Zip	63368-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #4 LOT 118
Legal Subdivision	STREETS OF CALEDONIA #4
Legal Lot Number	118
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	851 UPLAND LOOP, O FALLON, MO 63368-6594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	0202162009
Deed Book / Page	2021 / 62009
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 23, 2021
Property Address	851 UPLAND LOOP, O FALLON, MO 63368-6594
Document Number	0000062009
Map Reference	DOC 2021R-000319
Instrument Date	Jul 22, 2021
Instrument	2021R-062009
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	851 UPLAND LOOP, O FALLON, MO 63368-6594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 UPLAND LOOP, O FALLON, MO 63368-6594

Mortgage

Document Number	0000062010
Date	Jul 23, 2021
Instrument	2021R-062010

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,818.00	$118,050 (+16.45%)	$621,312 (+16.45%) Land $80,000 Building $541,312
2023		$101,377
2022			$533,564 Land $80,000 Building $453,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: i3 Broadband, T-Mobile, Wisper ISP.

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