848 Upland Loop, O Fallon, MO 63368 Property Records

St. Charles County property record for 848 Upland Loop, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,909 sqft · built 2021
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Apr 2025)
Tax Bill	$7,713 (2024)
Deeds & Mortgages	Oct 2022 Transfer Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T222000051`

Property Details

APN / Parcel Number

Primary APN	`T222000051`
Alternative APN	`4-0068-D028-00-0114.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,909 sqft Living Area
Gross Area	3,866 sqft
1st Floor Area	1,933 sqft
Basement Area	1,933 sqft
Finished Basement	976 sqft
Unfinished Basement	957 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,999 sqft (0.207 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T222000051
Street Address	848 UPLAND LOOP
City	O FALLON
State	MO
Zip	63368-6593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #4 LOT 114
Legal Subdivision	STREETS OF CALEDONIA #4
Legal Lot Number	114
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	848 UPLAND LOOP, O FALLON, MO 63368-6593
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Intrafamily Transfer, Transfer
Jul 7, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACCESS CAPITAL FUNDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Mar 12, 2025
Deed Document Number	202516794
Prior Transfer Date	Oct 10, 2022
Prior Transfer Doc	0000055792
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 12, 2022
Property Address	848 UPLAND LOOP, O FALLON, MO 63368-6593
Document Number	0000055792
Map Reference	DOC 2021R-000319
Instrument Date	Oct 10, 2022
Instrument	2022R-055792
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	848 UPLAND LOOP, O FALLON, MO 63368-6593

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 7, 2021
Property Address	848 UPLAND LOOP, O FALLON, MO 63368-6593
Document Number	0000057038
Map Reference	DOC 2021R-000319
Instrument Date	Jun 30, 2021
Instrument	2021R-057038
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 20, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVDB, SAINT LOUIS, MO 63132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 UPLAND LOOP, O FALLON, MO 63368-6593

Mortgage

Document Number	0000057039
Date	Jul 7, 2021
Instrument	2021R-057039

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,177 (-)	$548,300 (-) Land $80,000 Building $468,300
2025		$104,177 (-7.93%)	$548,300 (-7.93%) Land $80,000 Building $468,300
2024	$7,713.00
2023		$113,147
2022			$595,510 Land $80,000 Building $515,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed, Sparklight.

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