Washington County property record for 851 Summit Ave, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,366 sqft · built 1906 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,000 (Jul 2017) |
| Tax Bill | $1,544 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jul 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-023648 |
| Primary APN | 03-023648 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,366 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 150 ft deep x 36 ft wide |
| Garage Type | Detached |
| Garage Area | 405 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 023648 |
|---|---|
| Street Address | 851 SUMMIT AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMOD |
| Legal Description | LOT 36X150 851 SUMMIT AVE |
| Legal Subdivision | SUMMIT AVENUE BETWEEN WEST |
| Legal Lot Number | 851 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 800 |
Source: Washington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 851 SUMMIT AVE, HAGERSTOWN, MD 21740-6364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 31, 2017 | Special Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Jan 17, 2017 | Quit Claim Deed, Transfer ENTITLE DIRECT |
| Jan 17, 2017 | Deed in Lieu of Foreclosure, Foreclosure ENTITLE DIRECT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Prior Sale | Jan 17, 2017 · Amount on Record |
| Deed Document Number | 20175556-0097 |
| Deed Book / Page | 5556 / 97 |
| Prior Transfer Date | Dec 5, 2016 |
| Prior Transfer Doc | 0054180061 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 851 SUMMIT AVE, HAGERSTOWN, MD 21740-6364 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 851 SUMMIT AVE, HAGERSTOWN, MD 21740-6364 |
| Document Number | 0071040274 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 7104/274 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 31, 2017 |
| Property Address | 851 SUMMIT AVE, HAGERSTOWN, MD 21740-6364 |
| Document Number | 0055560097 |
| Book / Page | 5556 / 0097 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 5556-0097 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,055.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 335 S ANITA DR # DR400, 335, ORANGE, CA 92868-3321 |
| Name | Verified Name |
|---|---|
| Address | 851 SUMMIT AVE, HAGERSTOWN, MD 21740-6364 |
| Document Number | 55560104 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 5556-0104 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 17, 2017 |
| Property Address | 851 SUMMIT AVE, HAGERSTOWN, MD 21740-6364 |
| Document Number | 0054180061 |
| Book / Page | 005418 / 000061 |
| Instrument Date | Dec 5, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2017 |
| Title Company | ENTITLE DIRECT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 851 SUMMIT AVE HAGERSTOWN MD 217406364, HAGERSTOWN, MD 21740-6364 |
| Investor | Possibly a Property Investor |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 17, 2017 |
| Property Address | 851 SUMMIT AVE, HAGERSTOWN, MD 21740-6364 |
| Document Number | 0054180051 |
| Book / Page | 005418 / 000051 |
| Instrument Date | Nov 29, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 26, 2017 |
| Title Company | ENTITLE DIRECT |
| Amount | Amount Recorded |
|---|---|
| Tax | $226.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 333 S ANITA DR #400 ORANGE CA 928683314, 400, ORANGE, CA 92868-3314 |
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,733 (+9.75%) | $247,000 (+29.25%) Land $42,700 Building $204,300 | |
| 2025 | $1,544.00 (+10.92%) Homeowner's exemption | $191,100 (+18.52%) Land $42,700 Building $148,400 | $191,100 (-) Land $42,700 Building $148,400 |
| 2023 | $1,392.00 Homeowner's exemption | $161,233 | $191,100 Land $42,700 Building $148,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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