846 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 846 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,438 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2005)
Tax Bill	$1,835 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-021599`

Property Details

APN / Parcel Number

Primary APN	`03-021599`
Alternative APN	`021599`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	226 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	021599
Street Address	846 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMOD
Legal Description	LT43/44 SE 23 50X150 846 SUMMIT AVE
Legal Subdivision	HAGERSTOWN MANUFACTURING MININ
Legal Lot Number	43
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	3
Census Block	3014
Census Tract	800

Owner

846 Summit Ave is owned and occupied by two individuals who bought it in June 2005.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	846 SUMMIT AVE, HAGERSTOWN, MD 21740-6332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2005 · Amount on File
Deed Sale	Jun 28, 2005 · Amount on File
Prior Sale	Sep 4, 1996 · Amount on File
Deed Document Number	2005993
Deed Book / Page	2699 / 182
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	846 SUMMIT AVE, HAGERSTOWN, MD 21740-6332
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067660419
Date	Sep 22, 2021
Book Page	6766/419

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 846 Summit Ave was $1,835 with a homeowner's exemption, up 5.7% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,835.00 (+5.7%) Homeowner's exemption	$236,267 (+10.05%)	$279,400 (+30.14%) Land $43,700 Building $235,700
2025	$1,736.00 Homeowner's exemption	$214,700 Land $43,700 Building $171,000	$214,700 Land $43,700 Building $171,000
2023	$1,564.00 Homeowner's exemption	$180,167	$214,700 Land $43,700 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 846 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20