851 Main St, #1-2, Sturgis, SD 57785 Property Records

Meade County property record for 851 Main St, #1-2, Sturgis, SD 57785

Property Summary

Property TypeSingle Family Home
Lot Size0.149 acres (6,480 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (May 2022)
Tax Bill$2,019 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN01.60.05.42

Property Details

APN / Parcel Number

Primary APN01.60.05.42

Exterior

Lot Area6,480 sqft (0.149 acres)

Location & Zoning

Street Address851 MAIN ST, 1-2
CitySTURGIS
StateSD
Zip57785-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFORT MEADE ADD N 60' LOTS 39-41, LOT 42 BLOCK 5
Legal SubdivisionFORT MEADE ADD
Legal Block5
Legal Lot Number39-42
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group3
Census Block3024
Census Tract20402

Owner

851 Main St, #1-2 is owned by an individual who bought it in May 2022.

Source: Meade County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address851 1/2 MAIN ST, STURGIS, SD 57785-1646
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2022 · Amount on File
Deed SaleMay 19, 2022 · Amount on File
Deed Document Number20223309
Deed Book / Page952 / 1571
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address851 MAIN ST # 1/2, 1/2, STURGIS, SD 57785-1618
Transaction TypeMortgage
Record UpdatedApr 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000963/660
DateMay 19, 2022
Book Page963/660
Instrument22003310
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 851 Main St, #1-2 was $2,019, up 7.7% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,812 (+11.67%) Land $27,799 Building $112,013$139,812 (+11.67%) Land $27,799 Building $112,013
2025$2,019.00 (+7.68%) Additional exemption filed$125,202 Land $27,799 Building $97,403$125,202 Land $27,799 Building $97,403
2024$1,875.00
2023$116,347 Land $27,799 Building $88,548
2022$1,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 851 Main St, #1-2 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 Main St, #1-2 is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Dakota
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 7,020 people · EPA ID SD4600321
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber · Cable
5,000 / 5,000
Midco
Cable
1,250 / 60
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

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