850 Main St, Sturgis, SD 57785 Property Records

Meade County property record for 850 Main St, Sturgis, SD 57785

Property Summary

Property Type	Commercial
Lot Size	0.413 acres (17,990 sqft)
Owner	Company Name on Record
Last Sale	$549,000 (Feb 2022)
Tax Bill	$10,558 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01.60.04.11`

Property Details

APN / Parcel Number

Primary APN	`01.60.04.11`

Exterior

Lot Area	17,990 sqft (0.413 acres)

Location & Zoning

Street Address	850 MAIN ST
City	STURGIS
State	SD
Zip	57785-1619
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	FT MEADE ADD BLK 4 LOTS 11-15
Legal Subdivision	FT MEADE ADD
Legal Block	4
Legal Lot Number	11-15
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	3
Census Block	3025
Census Tract	20402

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	261 GAP RD, GILLETTE, WY 82718-7267
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Feb 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Deed Document Number	20221271
Deed Book / Page	952 / 1086
Prior Transfer Date	Feb 3, 2010
Prior Transfer Doc	00787/1513
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	850 MAIN ST, STURGIS, SD 57785-1619
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000971/812
Date	Dec 19, 2022
Book Page	971/812
Instrument	22007969

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	850 MAIN ST, STURGIS, SD 57785-1619
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00960/1585
Date	Feb 25, 2022
Book Page	960/1585
Instrument	22001272

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,610 (-) Land $79,672 Building $574,938	$654,610 (-) Land $79,672 Building $574,938
2025	$10,558.00 (+8.74%) Additional exemption filed	$654,610 (+8.68%) Land $79,672 Building $574,938	$654,610 Land $79,672 Building $574,938
2024	$9,709.00 (-4.95%)
2023		$602,343 Land $79,672 Building $522,671
2022	$10,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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