851 Garrison Rd, Pelzer, SC 29669 Property Records

Greenville County property record for 851 Garrison Rd, Pelzer, SC 29669

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,509 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0595.01-01-020.06`

Property Details

APN / Parcel Number

Primary APN	`0595.01-01-020.06`
Alternative APNs	`202200013670288001` `202300013928288001` `202400014264488001` `202500013970088001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,509 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	202500013970088001
Street Address	851 GARRISON RD
City	PELZER
State	SC
Zip	29669-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MAP 0595.01
Legal Subdivision	PROPERTY OF MICKEY M JOY & CAROLYN C JOY
Legal Block	01
Legal Lot Number	020.06
Jurisdiction	GREENVILLE SC
Township / Civil Division	PIEDMONT
Census Block Group	2
Census Block	2013
Census Tract	3303

Owner

Source: Greenville County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	851 GARRISON RD, PELZER, SC 29669-9545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 3, 2015
Transfer Doc	2476/2236
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	851 GARRISON RD, PELZER, SC 29669-9545
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5628/0816
Date	Jun 24, 2021
Book Page	5628/816
Instrument	2021061083

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	851 GARRISON RD, PELZER, SC 29669-9545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5397/4908
Date	Jul 18, 2017
Book Page	5397/4908
Instrument	2017056625

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	851 GARRISON RD, PELZER, SC 29669-9545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5425/4153
Date	Feb 22, 2018
Book Page	5425/4153
Instrument	2018012307

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Greenville County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Greenville County
Unified School District	Greenville County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 (+5.48%) Homeowner's exemption	$15,070 (+14.95%) Land $5,500 Building $9,570	$519,720 (+58.63%)
2024	$1,824.00 (-1.67%) Homeowner's exemption	$13,110 (-) Land $3,360 Building $9,750	$327,640 (-) Land $84,000 Building $243,640
2023	$1,855.00 (+4.33%) Homeowner's exemption	$13,110 (-) Land $3,360 Building $9,750	$327,640 (-) Land $84,000 Building $243,640
2022	$1,778.00 Homeowner's exemption	$13,110 Land $3,360 Building $9,750	$327,640 Land $84,000 Building $243,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENVILLE WATER serves 426,057 people · EPA ID SC2310001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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