851 Commonwealth Ave, Ludlow, VT 05149 Property Records

Ludlow Town property record for 851 Commonwealth Ave, Ludlow, VT 05149

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,924 sqft · built 2005
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Tax Bill$9,685 (2025)
Deeds & MortgagesOct 2017 Sale
Flood ZoneZone X (minimal risk)
APN363-112-10451

Property Details

APN / Parcel Number

Primary APN363-112-10451
Alternative APNs
  • (112) 040222.000
  • M:040 B:222.000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,924 sqft Living Area
Gross Area4,000 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Unfinished Basement100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area30,056 sqft (0.69 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address851 COMMONWEALTH AVE
CityLUDLOW
StateVT
Zip05149-9764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMMONWEALTH AVE 851
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3025
Census Tract966300

Owner

851 Commonwealth Ave is owned by two individuals who acquired it in October 2017.

Source: Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1 HIGHVIEW AVE, HALF, NORWALK, CT 06851-5113
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2017
Deed SaleOct 6, 2017
Prior SaleJun 2, 2008 · Amount on File
Deed Document Number2017182704256
Prior Transfer DateOct 18, 2005
Prior Transfer Doc000293-0360
Record UpdatedOct 29, 2026

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLUDLOW VT
Recording DateOct 6, 2017
Property Address851 COMMONWEALTH AVE, LUDLOW, VT 05149-9764
Transaction TypeTransfer
Record UpdatedOct 19, 2017

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 HALF HIGHVIEW AVE NORWALK CT 06851, NORWALK, CT 06851

Tax Assessment & Valuation

The 2025 property tax bill for 851 Commonwealth Ave was $9,685, down 10.5% from the year before.

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,685.00 (-10.55%)$524,600 (+2.04%) Land $145,100 Building $379,500
2024$10,827.00$514,100 Land $145,100 Building $369,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 851 Commonwealth Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims16 (2011–2024)
Claims Outside the SFHA1 of 16
Most Recent ClaimAug 2024 · Tropical Depression Debby
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 10 claims
  • Tropical Storm Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 Commonwealth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Commonwealth Ave

Nearby Streets

Search Property Records by Address or Parcel Number