824 Commonwealth Ave, Ludlow, VT 05149 Property Records

Ludlow Town property record for 824 Commonwealth Ave, Ludlow, VT 05149 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,329 sqft · built 1989
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$377,300 (Feb 2021)
Tax Bill	$6,877 (2025)
Deeds & Mortgages	Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`363-112-12727`

Property Details

APN / Parcel Number

Primary APN	`363-112-12727`
Alternative APNs	`(112) 040309.000` `M:040 B:309.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,329 sqft Living Area
Gross Area	4,864 sqft
Basement Area	1,988 sqft
Finished Basement	1,412 sqft
Unfinished Basement	647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	824 COMMONWEALTH AVE
City	LUDLOW
State	VT
Zip	05149-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMONWEALTH AVE 824
Jurisdiction	LUDLOW VT
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3030
Census Tract	966300

Owner

Source: Ludlow Town records · APN 363-112-12727

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	77 INDIAN HILL RD, COLLINSVILLE, CT 06019-3621
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Deed Document Number	20211974134848
Prior Transfer Date	Sep 15, 2003
Prior Transfer Doc	0000835658
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LUDLOW VT
Recording Date	Feb 22, 2021
Property Address	824 COMMONWEALTH AVE, LUDLOW, VT 05149-9764
Document Number	DK1974134848
Instrument Date	Feb 19, 2021
Instrument	DK1974134848
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount Recorded
Tax	$5.47
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	469 COMMONWEALTH AVE, 469, LUDLOW, VT 05149-9760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 INDIAN HILL RD, COLLINSVILLE, CT 06019-3621

Tax Assessment & Valuation

Source: Ludlow Town records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Ludlow Town
Elementary School District	Ludlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,877.00 (-12.34%)	$372,500 (-) Land $100,400 Building $272,100
2024	$7,845.00	$372,500 Land $100,400 Building $272,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Windsor County (50027C), updated April 13, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500279663003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Nearby Flood Policies	25 in force
Nearby Flood Claims	16 (2011–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2024, other causes, Tropical Depression Debby
Claims By Storm	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 10 claims Tropical Storm Irene, Aug 2011 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Vermont
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.