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849 Bluff Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 849 Bluff Brook Dr, O Fallon, MO 63366 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,726 sqft · built 2018
Lot Size0.23 acres (10,062 sqft)
OwnerCompany Name on File
Last Sale$319,761 (Dec 2018)
Deeds & MortgagesOct 2025 Sale
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT170300015

Property Details

APN / Parcel Number

Primary APNT170300015
Alternative APN
  • 2-0049-C326-00-0724.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,726 sqft Living Area
Basement Area1,660 sqft
Finished Basement1,300 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleRanch
Exterior MaterialStone
Lot Area10,062 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT170300015
Street Address849 BLUFF BROOK DR
CityO FALLON
StateMO
Zip63366-5066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE VLG C #2 LOT 724
Legal Range02E
Legal Township47N
Legal SubdivisionBROOKSIDE VLG C #2
Legal Lot Number724
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2017
Census Tract312095

Owner

Source: St. Charles County records · APN T170300015

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address849 BLUFF BROOK DR, O FALLON, MO 63366-5066
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2025Beneficiary Deed, Transfer
Oct 14, 2020Deed of Trust, Mortgage
FRONTIER MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2018 · Amount on Record
Deed SaleDec 18, 2018 · Amount on Record
Deed Document Number0070160863
Deed Book / Page007016 / 000863
Last Transfer DateOct 09, 2025
Transfer Doc0000045181
Record UpdatedJun 08, 2026

October 2025: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateOct 09, 2025
Property Address849 BLUFF BROOK DR, O FALLON, MO 63366-5066
Document Number0000045181
Map ReferenceMB 48 PG 289
Instrument DateOct 09, 2025
Instrument2025R-045181
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address849 BLUFF BROOK DR, O FALLON, MO 63366-5066

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address849 BLUFF BROOK DR, O FALLON, MO 63366-5066

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address849 BLUFF BROOK DR, O FALLON, MO 63366-5066
Document Number0000080078
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedJan 27, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address849 BLUFF BROOK DR O FALLON MO 633665066, O FALLON, MO 63366-5066

Mortgage

Document Number0000080078
DateOct 21, 2020
Instrument80078
Lender
NameFRONTIER MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63005
Agreement
AmountAmount Recorded
Term120 Months
DueOct 20, 2030

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$70,226 (+6.67%)$369,612 (+6.67%) Land $57,750 Building $311,862
2023$65,834
2022$346,494 Land $41,250 Building $305,244

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120952, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2019–2022)
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 36% of the US · above 28% of Missouri
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Wisper ISP, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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